Last updated: 2025 BLS data · Page refreshed:
How much does a Materials Engineers actually take home in New Jersey?
Progressive (up to 10.8%) — 26.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Materials Engineers earning $106,920 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $106,920 | — |
| Federal Income Tax | -$15,363 | 14.4% |
| New Jersey State Income Tax | -$4,684 | 4.4% |
| Social Security (OASDI) | -$6,629 | 6.2% |
| Medicare | -$1,550 | 1.4% |
| Total Taxes | -$28,227 | 26.4% |
| Take-Home Pay | $78,692 | 73.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Materials Engineers in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $82,120 | -$19,294 | $62,825 | 23.5% |
| 25th Percentile (P25) | $93,450 | -$23,375 | $70,074 | 25.0% |
| Median (P50) | $106,920 | -$28,227 | $78,692 | 26.4% |
| 75th Percentile (P75) | $138,210 | -$39,959 | $98,250 | 28.9% |
| 90th Percentile (P90) | $170,140 | -$52,004 | $118,136 | 30.6% |
After federal income tax ($15,363), state tax ($4,684), and FICA ($8,179), a Materials Engineers in New Jersey takes home $78,692 per year — or $6,557 per month. The effective tax rate of 26.4% is moderate compared to the national range.
A Materials Engineers in New Jersey loses 26.4% of gross pay to taxes — higher than the ~25% national midpoint. Of the $106,920 gross, $78,693 lands in the paycheck after federal ($15,363), state ($4,685), and FICA ($8,179) withholding.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Materials Engineers salary the state tax works out to $4,685 (4.4% effective) — on top of federal and FICA.
Federal tax on this Materials Engineers salary is $15,363 (54%), but combined state ($4,685, 17%) + FICA ($8,179, 29%) make up the other 46% of the bill.
Moving this same Materials Engineers salary to a zero-state-tax state would yield around $83,377 net — a gain of $4,685 (6.0%) per year versus New Jersey.
New Jersey ranks #22 of 45 states for Materials Engineers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $78,693 net/year works out to $6,558/month or $3,027/bi-weekly for this Materials Engineers in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Materials Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #22 out of 45 states for Materials Engineers after-tax take-home pay.
A Materials Engineers in New Jersey earning a median salary of $106,920 will take home approximately $78,692 per year after federal income tax ($15,363), state income tax ($4,684), and FICA ($8,179). That is $6,557 per month or $3,026 per bi-weekly paycheck.
The effective total tax rate for a Materials Engineers in New Jersey is 26.4%, broken down as: federal income tax 14.4%, New Jersey state tax 4.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Materials Engineers's median salary of $106,920, the state income tax amounts to $4,684 per year, which is an effective state rate of 4.4%.
After all taxes, a Materials Engineers in New Jersey takes home approximately $6,557 per month, or about $37.83 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $106,920 for Materials Engineers in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $78,692/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR