Last updated: 2025 BLS data · Page refreshed:
How much does a Marriage and Family Therapists actually take home in Colorado?
4.4% flat rate — 20.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Marriage and Family Therapists earning $60,700 in Colorado (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $60,700 | — |
| Federal Income Tax | -$5,300 | 8.7% |
| Colorado State Income Tax | -$2,670 | 4.4% |
| Social Security (OASDI) | -$3,763 | 6.2% |
| Medicare | -$880 | 1.4% |
| Total Taxes | -$12,614 | 20.8% |
| Take-Home Pay | $48,085 | 79.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Marriage and Family Therapists in Colorado.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,030 | -$9,326 | $37,703 | 19.8% |
| 25th Percentile (P25) | $54,460 | -$11,113 | $43,346 | 20.4% |
| Median (P50) | $60,700 | -$12,614 | $48,085 | 20.8% |
| 75th Percentile (P75) | $74,070 | -$17,061 | $57,008 | 23.0% |
| 90th Percentile (P90) | $128,400 | -$35,826 | $92,573 | 27.9% |
After federal income tax ($5,300), state tax ($2,670), and FICA ($4,643), a Marriage and Family Therapists in Colorado takes home $48,085 per year — or $4,007 per month. The effective tax rate of 20.8% is relatively low compared to the national range.
With an effective total rate of 20.8%, a Marriage and Family Therapists in Colorado keeps $48,086 of $60,700 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Colorado applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Marriage and Family Therapists salary that contributes $2,671 to the 4.4% effective state-tax burden.
Federal tax on this Marriage and Family Therapists salary is $5,300 (42%), but combined state ($2,671, 21%) + FICA ($4,644, 37%) make up the other 58% of the bill.
Moving this same Marriage and Family Therapists salary to a zero-state-tax state would yield around $50,756 net — a gain of $2,671 (5.6%) per year versus Colorado.
Colorado ranks #28 of 45 states for Marriage and Family Therapists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $48,086 net/year works out to $4,007/month or $1,849/bi-weekly for this Marriage and Family Therapists in Colorado — the numbers that actually hit a checking account after every deduction.
Where does a Marriage and Family Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Colorado ranks #28 out of 45 states for Marriage and Family Therapists after-tax take-home pay.
A Marriage and Family Therapists in Colorado earning a median salary of $60,700 will take home approximately $48,085 per year after federal income tax ($5,300), state income tax ($2,670), and FICA ($4,643). That is $4,007 per month or $1,849 per bi-weekly paycheck.
The effective total tax rate for a Marriage and Family Therapists in Colorado is 20.8%, broken down as: federal income tax 8.7%, Colorado state tax 4.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Colorado has a 4.4% flat rate. On a Marriage and Family Therapists's median salary of $60,700, the state income tax amounts to $2,670 per year, which is an effective state rate of 4.4%.
After all taxes, a Marriage and Family Therapists in Colorado takes home approximately $4,007 per month, or about $23.12 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $60,700 for Marriage and Family Therapists in Colorado, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Colorado state income tax (4.4% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,085/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR