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What does a Loan Officers salary really buy you in Vermont?
Vermont is near the US average cost of livingData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Vermont's Regional Price Parity (RPP) is 101.1, meaning prices are 1.1% higher the national average. A Loan Officers earning $88,710 in Vermont has the equivalent purchasing power of $87,744 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Vermont's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $56,820 | $56,201 | $-618 |
| 25th Percentile (P25) | $64,420 | $63,719 | $-700 |
| Median (P50) | $88,710 | $87,744 | $-965 |
| 75th Percentile (P75) | $125,960 | $124,589 | $-1,370 |
| 90th Percentile (P90) | $168,070 | $166,241 | $-1,828 |
Vermont's cost of living is close to the national average, so $88,710 keeps most of its value at $87,744 in real terms. Location choice here is more about career opportunities than cost arbitrage.
With an RPP of 101.1, Vermont is within a few percent of the national cost-of-living baseline. Salary adjustment for Loan Officers is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After adjusting for Vermont's cost of living, $88,710 nominal nets out to $87,745 in real purchasing power — a small 1.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Loan Officers.
Ranked on COL-adjusted median pay for Loan Officers, Vermont places #12 of 51 states — top quartile. Either nominal wages run high, cost of living runs low, or both.
Where does Loan Officers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Vermont ranks #12 out of 51 states for Loan Officers after cost-of-living adjustment.
How much do you actually take home? See Loan Officers take-home pay in Vermont after taxes →
A Loan Officers in Vermont earns a median salary of $88,710 per year. After adjusting for Vermont's cost of living (RPP=101.1), the real purchasing power is $87,744 — a -1.1% difference.
Vermont's cost of living is 1.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Vermont is 101.1 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Loan Officers in Vermont: $88,710 x (100 / 101.1) = $87,744. This represents what the salary would be worth in a state with average living costs.
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