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What does a Loan Officers salary really buy you in Georgia?
Georgia is 4.2% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Georgia's Regional Price Parity (RPP) is 95.8, meaning prices are 4.2% lower the national average. A Loan Officers earning $68,490 in Georgia has the equivalent purchasing power of $71,492 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Georgia's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $39,490 | $41,221 | +$1,731 |
| 25th Percentile (P25) | $48,820 | $50,960 | +$2,140 |
| Median (P50) | $68,490 | $71,492 | +$3,002 |
| 75th Percentile (P75) | $98,650 | $102,974 | +$4,324 |
| 90th Percentile (P90) | $138,800 | $144,885 | +$6,085 |
A Loan Officers in Georgia earns $68,490 on paper, but low living costs mean your money goes 4% further — like earning $71,492 in an average-cost state. This makes Georgia one of the best value states for this occupation.
With an RPP of 95.8, Georgia is within a few percent of the national cost-of-living baseline. Salary adjustment for Loan Officers is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After applying Georgia's RPP, the $68,490 median salary translates to $71,493 in real terms — a 4.4% gain. That difference can cover several months of expenses over a year for a Loan Officers.
Georgia's rank of #36 of 51 states means real purchasing power for Loan Officers trails the national half-way line.
Where does Loan Officers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Georgia ranks #36 out of 51 states for Loan Officers after cost-of-living adjustment.
How much do you actually take home? See Loan Officers take-home pay in Georgia after taxes →
A Loan Officers in Georgia earns a median salary of $68,490 per year. After adjusting for Georgia's cost of living (RPP=95.8), the real purchasing power is $71,492 — a +4.4% difference.
Georgia's cost of living is 4.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Georgia is 95.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Loan Officers in Georgia: $68,490 x (100 / 95.8) = $71,492. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Loan Officers in Georgia enjoys 4.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
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