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Loan Interviewers and Clerks Salary in Texas: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Loan Interviewers and Clerks salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$49,980
Median annual (2025)
+2.6%
Real Purchasing Power
$51,261
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Loan Interviewers and Clerks earning $49,980 in Texas has the equivalent purchasing power of $51,261 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $37,850 $38,820 +$970
25th Percentile (P25) $45,650 $46,820 +$1,170
Median (P50) $49,980 $51,261 +$1,281
75th Percentile (P75) $59,920 $61,456 +$1,536
90th Percentile (P90) $70,010 $71,805 +$1,795
Key Insight

Texas's cost of living is close to the national average, so $49,980 keeps most of its value at $51,261 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Texas Sits Near the National Cost Benchmark

RPP 97.5

With an RPP of 97.5, Texas is within a few percent of the national cost-of-living baseline. Salary adjustment for Loan Interviewers and Clerks is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

+2.6%

After adjusting for Texas's cost of living, $49,980 nominal nets out to $51,262 in real purchasing power — a small 2.6% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Loan Interviewers and Clerks.

Below-Median Adjusted Pay

#32 / 51

Texas's rank of #32 of 51 states means real purchasing power for Loan Interviewers and Clerks trails the national half-way line.

Best States for Loan Interviewers and Clerks (After Cost of Living)

Where does Loan Interviewers and Clerks salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$66,106
RPP 116.6
$61,337
RPP 94.2
3. Nevada
$59,201
RPP 96.4
$58,938
RPP 98.0
$57,824
RPP 88.7
6. Iowa
$56,651
RPP 88.4
$56,600
RPP 105.0
$55,483
RPP 102.3
$55,432
RPP 106.4
10. Michigan
$55,139
RPP 93.4

Texas ranks #32 out of 51 states for Loan Interviewers and Clerks after cost-of-living adjustment.

How much do you actually take home? See Loan Interviewers and Clerks take-home pay in Texas after taxes →

Frequently Asked Questions

What is the real salary for a Loan Interviewers and Clerks in Texas after cost of living?

A Loan Interviewers and Clerks in Texas earns a median salary of $49,980 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $51,261 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Loan Interviewers and Clerks in Texas: $49,980 x (100 / 97.5) = $51,261. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Loan Interviewers and Clerks in Texas financially?

From a purchasing power perspective, yes. A Loan Interviewers and Clerks in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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