Last updated: 2025 BLS data · Page refreshed:
How much does a Jewelers and Precious Stone and Metal Workers actually take home in Massachusetts?
5.0% flat rate — 20.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Jewelers and Precious Stone and Metal Workers earning $51,060 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $51,060 | — |
| Federal Income Tax | -$4,143 | 8.1% |
| Massachusetts State Income Tax | -$2,553 | 5.0% |
| Social Security (OASDI) | -$3,165 | 6.2% |
| Medicare | -$740 | 1.5% |
| Total Taxes | -$10,602 | 20.8% |
| Take-Home Pay | $40,457 | 79.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Jewelers and Precious Stone and Metal Workers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,510 | -$7,015 | $29,494 | 19.2% |
| 25th Percentile (P25) | $39,170 | -$7,671 | $31,498 | 19.6% |
| Median (P50) | $51,060 | -$10,602 | $40,457 | 20.8% |
| 75th Percentile (P75) | $58,570 | -$12,453 | $46,116 | 21.3% |
| 90th Percentile (P90) | $79,000 | -$19,214 | $59,785 | 24.3% |
After federal income tax ($4,143), state tax ($2,553), and FICA ($3,906), a Jewelers and Precious Stone and Metal Workers in Massachusetts takes home $40,457 per year — or $3,371 per month. The effective tax rate of 20.8% is relatively low compared to the national range.
With an effective total rate of 20.8%, a Jewelers and Precious Stone and Metal Workers in Massachusetts keeps $40,458 of $51,060 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Jewelers and Precious Stone and Metal Workers salary that contributes $2,553 to the 5.0% effective state-tax burden.
Federal tax on this Jewelers and Precious Stone and Metal Workers salary is $4,143 (39%), but combined state ($2,553, 24%) + FICA ($3,906, 37%) make up the other 61% of the bill.
Moving this same Jewelers and Precious Stone and Metal Workers salary to a zero-state-tax state would yield around $43,011 net — a gain of $2,553 (6.3%) per year versus Massachusetts.
Massachusetts ranks #23 of 47 states for Jewelers and Precious Stone and Metal Workers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $40,458 net/year works out to $3,371/month or $1,556/bi-weekly for this Jewelers and Precious Stone and Metal Workers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Jewelers and Precious Stone and Metal Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #23 out of 47 states for Jewelers and Precious Stone and Metal Workers after-tax take-home pay.
A Jewelers and Precious Stone and Metal Workers in Massachusetts earning a median salary of $51,060 will take home approximately $40,457 per year after federal income tax ($4,143), state income tax ($2,553), and FICA ($3,906). That is $3,371 per month or $1,556 per bi-weekly paycheck.
The effective total tax rate for a Jewelers and Precious Stone and Metal Workers in Massachusetts is 20.8%, broken down as: federal income tax 8.1%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Jewelers and Precious Stone and Metal Workers's median salary of $51,060, the state income tax amounts to $2,553 per year, which is an effective state rate of 5.0%.
After all taxes, a Jewelers and Precious Stone and Metal Workers in Massachusetts takes home approximately $3,371 per month, or about $19.45 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $51,060 for Jewelers and Precious Stone and Metal Workers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $40,457/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR