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Insurance Underwriters Salary in Arkansas After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Insurance Underwriters actually take home in Arkansas?

Progressive (up to 4.4%) — 24.0% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$82,130
Median annual (2025)
-$19,686
Take-Home Pay
$62,443
After all taxes

Your Estimated Paycheck

Annual
$62,443
Monthly
$5,203
Bi-Weekly
$2,401
Hourly
$30.02

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Insurance Underwriters earns in Arkansas, here is how it is split between taxes and take-home pay.

Federal Income Tax (12.1%)
Arkansas State Tax (4.3%)
FICA (SS + Medicare) (7.7%)
Take-Home Pay (75.9%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Insurance Underwriters earning $82,130 in Arkansas (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $82,130
Federal Income Tax -$9,909 12.1%
Arkansas State Income Tax -$3,493 4.3%
Social Security (OASDI) -$5,092 6.2%
Medicare -$1,190 1.4%
Total Taxes -$19,686 24.0%
Take-Home Pay $62,443 76.0%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Insurance Underwriters in Arkansas.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $41,450 -$7,864 $33,585 19.0%
25th Percentile (P25) $50,180 -$9,964 $40,215 19.9%
Median (P50) $82,130 -$19,686 $62,443 24.0%
75th Percentile (P75) $110,920 -$29,489 $81,430 26.6%
90th Percentile (P90) $158,530 -$46,568 $111,961 29.4%
Key Insight

After federal income tax ($9,909), state tax ($3,493), and FICA ($6,282), a Insurance Underwriters in Arkansas takes home $62,443 per year — or $5,203 per month. The effective tax rate of 24.0% is relatively low compared to the national range.

What the Numbers Say

Moderate Tax Load for Insurance Underwriters in Arkansas

24.0% effective

With an effective total rate of 24.0%, a Insurance Underwriters in Arkansas keeps $62,444 of $82,130 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.

Progressive State Tax in Arkansas

4.30% state

Arkansas uses a progressive state income tax, so brackets escalate as wages rise. For this Insurance Underwriters salary the state tax works out to $3,494 (4.3% effective) — on top of federal and FICA.

State + FICA Take a Meaningful Slice

State+FICA 50%

Federal tax on this Insurance Underwriters salary is $9,910 (50%), but combined state ($3,494, 18%) + FICA ($6,283, 32%) make up the other 50% of the bill.

Noticeable State-Tax Gap

+$3,494/yr

Moving this same Insurance Underwriters salary to a zero-state-tax state would yield around $65,937 net — a gain of $3,494 (5.6%) per year versus Arkansas.

Above-Median Take-Home State for Insurance Underwriters

#22 / 49

Arkansas ranks #22 of 49 states for Insurance Underwriters after-tax pay — comfortably in the upper half.

What the Paycheck Actually Looks Like

$5,204/mo

Translated into paycheck cadences, $62,444 net/year works out to $5,204/month or $2,402/bi-weekly for this Insurance Underwriters in Arkansas — the numbers that actually hit a checking account after every deduction.

Best States for Insurance Underwriters Take-Home Pay

Where does a Insurance Underwriters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

$81,280
21.8%
2. Nevada
$79,522
21.6%
$78,086
21.4%
$77,848
27.0%
$74,531
25.9%
$73,903
26.6%
$71,884
26.2%
$71,846
25.3%
$71,436
26.7%
$69,699
26.9%

Arkansas ranks #22 out of 49 states for Insurance Underwriters after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Insurance Underwriters in Arkansas?

A Insurance Underwriters in Arkansas earning a median salary of $82,130 will take home approximately $62,443 per year after federal income tax ($9,909), state income tax ($3,493), and FICA ($6,282). That is $5,203 per month or $2,401 per bi-weekly paycheck.

What is the effective tax rate for a Insurance Underwriters in Arkansas?

The effective total tax rate for a Insurance Underwriters in Arkansas is 24.0%, broken down as: federal income tax 12.1%, Arkansas state tax 4.3%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.

How much state tax does a Insurance Underwriters pay in Arkansas?

Arkansas has a progressive (up to 4.4%). On a Insurance Underwriters's median salary of $82,130, the state income tax amounts to $3,493 per year, which is an effective state rate of 4.3%.

What is the monthly take-home pay for a Insurance Underwriters in Arkansas?

After all taxes, a Insurance Underwriters in Arkansas takes home approximately $5,203 per month, or about $30.02 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Insurance Underwriters take-home pay in Arkansas calculated?

We start with the 2025 BLS median salary of $82,130 for Insurance Underwriters in Arkansas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arkansas state income tax (progressive (up to 4.4%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $62,443/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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