Last updated: 2025 BLS data · Page refreshed:
How much does a Insurance Appraisers, Auto Damage actually take home in Iowa?
3.9% flat rate — 23.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Insurance Appraisers, Auto Damage earning $79,090 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $79,090 | — |
| Federal Income Tax | -$9,240 | 11.7% |
| Iowa State Income Tax | -$3,084 | 3.9% |
| Social Security (OASDI) | -$4,903 | 6.2% |
| Medicare | -$1,146 | 1.5% |
| Total Taxes | -$18,375 | 23.2% |
| Take-Home Pay | $60,714 | 76.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Insurance Appraisers, Auto Damage in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,480 | -$8,491 | $35,988 | 19.1% |
| 25th Percentile (P25) | $46,420 | -$8,947 | $37,472 | 19.3% |
| Median (P50) | $79,090 | -$18,375 | $60,714 | 23.2% |
| 75th Percentile (P75) | $81,840 | -$19,298 | $62,541 | 23.6% |
| 90th Percentile (P90) | $81,840 | -$19,298 | $62,541 | 23.6% |
After federal income tax ($9,240), state tax ($3,084), and FICA ($6,050), a Insurance Appraisers, Auto Damage in Iowa takes home $60,714 per year — or $5,059 per month. The effective tax rate of 23.2% is relatively low compared to the national range.
With an effective total rate of 23.2%, a Insurance Appraisers, Auto Damage in Iowa keeps $60,714 of $79,090 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Insurance Appraisers, Auto Damage salary that contributes $3,085 to the 3.9% effective state-tax burden.
Federal tax on this Insurance Appraisers, Auto Damage salary is $9,241 (50%), but combined state ($3,085, 17%) + FICA ($6,050, 33%) make up the other 50% of the bill.
Moving this same Insurance Appraisers, Auto Damage salary to a zero-state-tax state would yield around $63,799 net — a gain of $3,085 (5.1%) per year versus Iowa.
Iowa ranks #16 of 38 states for Insurance Appraisers, Auto Damage after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $60,714 net/year works out to $5,060/month or $2,335/bi-weekly for this Insurance Appraisers, Auto Damage in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Insurance Appraisers, Auto Damage keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #16 out of 38 states for Insurance Appraisers, Auto Damage after-tax take-home pay.
A Insurance Appraisers, Auto Damage in Iowa earning a median salary of $79,090 will take home approximately $60,714 per year after federal income tax ($9,240), state income tax ($3,084), and FICA ($6,050). That is $5,059 per month or $2,335 per bi-weekly paycheck.
The effective total tax rate for a Insurance Appraisers, Auto Damage in Iowa is 23.2%, broken down as: federal income tax 11.7%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Insurance Appraisers, Auto Damage's median salary of $79,090, the state income tax amounts to $3,084 per year, which is an effective state rate of 3.9%.
After all taxes, a Insurance Appraisers, Auto Damage in Iowa takes home approximately $5,059 per month, or about $29.19 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $79,090 for Insurance Appraisers, Auto Damage in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $60,714/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR