Last updated: 2025 BLS data · Page refreshed:
How much does a Insulation Workers, Mechanical actually take home in Maine?
Progressive (up to 7.1%) — 23.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Insulation Workers, Mechanical earning $63,580 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $63,580 | — |
| Federal Income Tax | -$5,828 | 9.2% |
| Maine State Income Tax | -$4,081 | 6.4% |
| Social Security (OASDI) | -$3,941 | 6.2% |
| Medicare | -$921 | 1.4% |
| Total Taxes | -$14,773 | 23.2% |
| Take-Home Pay | $48,806 | 76.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Insulation Workers, Mechanical in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $51,090 | -$11,271 | $39,818 | 22.1% |
| 25th Percentile (P25) | $57,600 | -$12,989 | $44,610 | 22.6% |
| Median (P50) | $63,580 | -$14,773 | $48,806 | 23.2% |
| 75th Percentile (P75) | $63,580 | -$14,773 | $48,806 | 23.2% |
| 90th Percentile (P90) | $73,690 | -$18,493 | $55,196 | 25.1% |
After federal income tax ($5,828), state tax ($4,081), and FICA ($4,863), a Insulation Workers, Mechanical in Maine takes home $48,806 per year — or $4,067 per month. The effective tax rate of 23.2% is relatively low compared to the national range.
With an effective total rate of 23.2%, a Insulation Workers, Mechanical in Maine keeps $48,807 of $63,580 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Insulation Workers, Mechanical salary the state tax works out to $4,081 (6.4% effective) — on top of federal and FICA.
Federal tax on this Insulation Workers, Mechanical salary is $5,829 (39%), but combined state ($4,081, 28%) + FICA ($4,864, 33%) make up the other 61% of the bill.
Moving this same Insulation Workers, Mechanical salary to a zero-state-tax state would yield around $52,888 net — a gain of $4,081 (8.4%) per year versus Maine.
Maine ranks #22 of 44 states for Insulation Workers, Mechanical after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $48,807 net/year works out to $4,067/month or $1,877/bi-weekly for this Insulation Workers, Mechanical in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Insulation Workers, Mechanical keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #22 out of 44 states for Insulation Workers, Mechanical after-tax take-home pay.
A Insulation Workers, Mechanical in Maine earning a median salary of $63,580 will take home approximately $48,806 per year after federal income tax ($5,828), state income tax ($4,081), and FICA ($4,863). That is $4,067 per month or $1,877 per bi-weekly paycheck.
The effective total tax rate for a Insulation Workers, Mechanical in Maine is 23.2%, broken down as: federal income tax 9.2%, Maine state tax 6.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Insulation Workers, Mechanical's median salary of $63,580, the state income tax amounts to $4,081 per year, which is an effective state rate of 6.4%.
After all taxes, a Insulation Workers, Mechanical in Maine takes home approximately $4,067 per month, or about $23.46 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $63,580 for Insulation Workers, Mechanical in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,806/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR