Last updated: 2025 BLS data · Page refreshed:
How much does a Insulation Workers, Floor, Ceiling, and Wall actually take home in Maine?
Progressive (up to 7.1%) — 21.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Insulation Workers, Floor, Ceiling, and Wall earning $47,790 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $47,790 | — |
| Federal Income Tax | -$3,750 | 7.8% |
| Maine State Income Tax | -$2,993 | 6.3% |
| Social Security (OASDI) | -$2,962 | 6.2% |
| Medicare | -$692 | 1.5% |
| Total Taxes | -$10,399 | 21.8% |
| Take-Home Pay | $37,390 | 78.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Insulation Workers, Floor, Ceiling, and Wall in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,260 | -$7,619 | $29,640 | 20.5% |
| 25th Percentile (P25) | $40,310 | -$8,425 | $31,884 | 20.9% |
| Median (P50) | $47,790 | -$10,399 | $37,390 | 21.8% |
| 75th Percentile (P75) | $57,500 | -$12,963 | $44,536 | 22.5% |
| 90th Percentile (P90) | $62,710 | -$14,453 | $48,256 | 23.0% |
After federal income tax ($3,750), state tax ($2,993), and FICA ($3,655), a Insulation Workers, Floor, Ceiling, and Wall in Maine takes home $37,390 per year — or $3,115 per month. The effective tax rate of 21.8% is relatively low compared to the national range.
With an effective total rate of 21.8%, a Insulation Workers, Floor, Ceiling, and Wall in Maine keeps $37,390 of $47,790 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Insulation Workers, Floor, Ceiling, and Wall salary the state tax works out to $2,993 (6.3% effective) — on top of federal and FICA.
Federal tax on this Insulation Workers, Floor, Ceiling, and Wall salary is $3,751 (36%), but combined state ($2,993, 29%) + FICA ($3,656, 35%) make up the other 64% of the bill.
Moving this same Insulation Workers, Floor, Ceiling, and Wall salary to a zero-state-tax state would yield around $40,383 net — a gain of $2,993 (8.0%) per year versus Maine.
Maine sits near the bottom (#40 of 48) for Insulation Workers, Floor, Ceiling, and Wall after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $37,390 net/year works out to $3,116/month or $1,438/bi-weekly for this Insulation Workers, Floor, Ceiling, and Wall in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Insulation Workers, Floor, Ceiling, and Wall keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #40 out of 48 states for Insulation Workers, Floor, Ceiling, and Wall after-tax take-home pay.
A Insulation Workers, Floor, Ceiling, and Wall in Maine earning a median salary of $47,790 will take home approximately $37,390 per year after federal income tax ($3,750), state income tax ($2,993), and FICA ($3,655). That is $3,115 per month or $1,438 per bi-weekly paycheck.
The effective total tax rate for a Insulation Workers, Floor, Ceiling, and Wall in Maine is 21.8%, broken down as: federal income tax 7.8%, Maine state tax 6.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Insulation Workers, Floor, Ceiling, and Wall's median salary of $47,790, the state income tax amounts to $2,993 per year, which is an effective state rate of 6.3%.
After all taxes, a Insulation Workers, Floor, Ceiling, and Wall in Maine takes home approximately $3,115 per month, or about $17.98 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $47,790 for Insulation Workers, Floor, Ceiling, and Wall in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $37,390/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR