Last updated: 2025 BLS data · Page refreshed:
How much does a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop actually take home in Massachusetts?
5.0% flat rate — 19.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop earning $34,960 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $34,960 | — |
| Federal Income Tax | -$2,211 | 6.3% |
| Massachusetts State Income Tax | -$1,748 | 5.0% |
| Social Security (OASDI) | -$2,167 | 6.2% |
| Medicare | -$506 | 1.5% |
| Total Taxes | -$6,633 | 19.0% |
| Take-Home Pay | $28,326 | 81.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,200 | -$5,706 | $25,493 | 18.3% |
| 25th Percentile (P25) | $31,200 | -$5,706 | $25,493 | 18.3% |
| Median (P50) | $34,960 | -$6,633 | $28,326 | 19.0% |
| 75th Percentile (P75) | $36,490 | -$7,010 | $29,479 | 19.2% |
| 90th Percentile (P90) | $41,740 | -$8,304 | $33,435 | 19.9% |
After federal income tax ($2,211), state tax ($1,748), and FICA ($2,674), a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts takes home $28,326 per year — or $2,360 per month. The effective tax rate of 19.0% is relatively low compared to the national range.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts faces an effective total tax rate of only 19.0%, keeping 81.0% of every gross dollar. That leaves $28,326 net out of $34,960 gross — a favorable outcome compared to states with combined rates above 30%.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop salary that contributes $1,748 to the 5.0% effective state-tax burden.
Federal tax on this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop salary is $2,211 (33%), but combined state ($1,748, 26%) + FICA ($2,674, 40%) make up the other 67% of the bill.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $30,074 — only $1,748 (6.2%) more than in Massachusetts.
Massachusetts ranks #13 of 51 states for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $28,326 net/year works out to $2,361/month or $1,089/bi-weekly for this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #13 out of 51 states for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop after-tax take-home pay.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts earning a median salary of $34,960 will take home approximately $28,326 per year after federal income tax ($2,211), state income tax ($1,748), and FICA ($2,674). That is $2,360 per month or $1,089 per bi-weekly paycheck.
The effective total tax rate for a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts is 19.0%, broken down as: federal income tax 6.3%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop's median salary of $34,960, the state income tax amounts to $1,748 per year, which is an effective state rate of 5.0%.
After all taxes, a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts takes home approximately $2,360 per month, or about $13.62 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $34,960 for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $28,326/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR