Last updated: 2025 BLS data · Page refreshed:
How much does a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop actually take home in Indiana?
3.0% flat rate — 15.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop earning $26,920 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $26,920 | — |
| Federal Income Tax | -$1,246 | 4.6% |
| Indiana State Income Tax | -$821 | 3.0% |
| Social Security (OASDI) | -$1,669 | 6.2% |
| Medicare | -$390 | 1.4% |
| Total Taxes | -$4,126 | 15.3% |
| Take-Home Pay | $22,793 | 84.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $19,290 | -$2,533 | $16,756 | 13.1% |
| 25th Percentile (P25) | $22,210 | -$3,137 | $19,072 | 14.1% |
| Median (P50) | $26,920 | -$4,126 | $22,793 | 15.3% |
| 75th Percentile (P75) | $30,920 | -$5,034 | $25,885 | 16.3% |
| 90th Percentile (P90) | $37,060 | -$6,428 | $30,631 | 17.3% |
After federal income tax ($1,246), state tax ($821), and FICA ($2,059), a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana takes home $22,793 per year — or $1,899 per month. The effective tax rate of 15.3% is relatively low compared to the national range.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana faces an effective total tax rate of only 15.3%, keeping 84.7% of every gross dollar. That leaves $22,793 net out of $26,920 gross — a favorable outcome compared to states with combined rates above 30%.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop salary that contributes $821 to the 3.0% effective state-tax burden.
Federal tax on this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop salary is $1,246 (30%), but combined state ($821, 20%) + FICA ($2,059, 50%) make up the other 70% of the bill.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $23,614 — only $821 (3.6%) more than in Indiana.
Indiana sits near the bottom (#41 of 51) for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $22,793 net/year works out to $1,899/month or $877/bi-weekly for this Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #41 out of 51 states for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop after-tax take-home pay.
A Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana earning a median salary of $26,920 will take home approximately $22,793 per year after federal income tax ($1,246), state income tax ($821), and FICA ($2,059). That is $1,899 per month or $876 per bi-weekly paycheck.
The effective total tax rate for a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana is 15.3%, broken down as: federal income tax 4.6%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop's median salary of $26,920, the state income tax amounts to $821 per year, which is an effective state rate of 3.0%.
After all taxes, a Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana takes home approximately $1,899 per month, or about $10.96 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $26,920 for Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $22,793/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR