Last updated: 2025 BLS data · Page refreshed:
How much does a Genetic Counselors actually take home in Massachusetts?
5.0% flat rate — 26.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Genetic Counselors earning $97,240 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $97,240 | — |
| Federal Income Tax | -$13,233 | 13.6% |
| Massachusetts State Income Tax | -$4,862 | 5.0% |
| Social Security (OASDI) | -$6,028 | 6.2% |
| Medicare | -$1,409 | 1.5% |
| Total Taxes | -$25,534 | 26.3% |
| Take-Home Pay | $71,705 | 73.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Genetic Counselors in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $81,510 | -$20,084 | $61,425 | 24.6% |
| 25th Percentile (P25) | $82,580 | -$20,454 | $62,125 | 24.8% |
| Median (P50) | $97,240 | -$25,534 | $71,705 | 26.3% |
| 75th Percentile (P75) | $107,130 | -$28,961 | $78,168 | 27.0% |
| 90th Percentile (P90) | $145,310 | -$42,794 | $102,515 | 29.5% |
After federal income tax ($13,233), state tax ($4,862), and FICA ($7,438), a Genetic Counselors in Massachusetts takes home $71,705 per year — or $5,975 per month. The effective tax rate of 26.3% is moderate compared to the national range.
A Genetic Counselors in Massachusetts loses 26.3% of gross pay to taxes — higher than the ~25% national midpoint. Of the $97,240 gross, $71,705 lands in the paycheck after federal ($13,234), state ($4,862), and FICA ($7,439) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Genetic Counselors salary that contributes $4,862 to the 5.0% effective state-tax burden.
Federal tax on this Genetic Counselors salary is $13,234 (52%), but combined state ($4,862, 19%) + FICA ($7,439, 29%) make up the other 48% of the bill.
Moving this same Genetic Counselors salary to a zero-state-tax state would yield around $76,567 net — a gain of $4,862 (6.8%) per year versus Massachusetts.
Massachusetts ranks #19 of 28 states for Genetic Counselors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $71,705 net/year works out to $5,975/month or $2,758/bi-weekly for this Genetic Counselors in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Genetic Counselors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #19 out of 28 states for Genetic Counselors after-tax take-home pay.
A Genetic Counselors in Massachusetts earning a median salary of $97,240 will take home approximately $71,705 per year after federal income tax ($13,233), state income tax ($4,862), and FICA ($7,438). That is $5,975 per month or $2,757 per bi-weekly paycheck.
The effective total tax rate for a Genetic Counselors in Massachusetts is 26.3%, broken down as: federal income tax 13.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Genetic Counselors's median salary of $97,240, the state income tax amounts to $4,862 per year, which is an effective state rate of 5.0%.
After all taxes, a Genetic Counselors in Massachusetts takes home approximately $5,975 per month, or about $34.47 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $97,240 for Genetic Counselors in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,705/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR