Last updated: 2025 BLS data · Page refreshed:
How much does a Genetic Counselors actually take home in Kentucky?
4.0% flat rate — 25.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Genetic Counselors earning $99,770 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $99,770 | — |
| Federal Income Tax | -$13,790 | 13.8% |
| Kentucky State Income Tax | -$3,990 | 4.0% |
| Social Security (OASDI) | -$6,185 | 6.2% |
| Medicare | -$1,446 | 1.4% |
| Total Taxes | -$25,413 | 25.5% |
| Take-Home Pay | $74,356 | 74.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Genetic Counselors in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $80,410 | -$18,898 | $61,511 | 23.5% |
| 25th Percentile (P25) | $87,100 | -$21,150 | $65,949 | 24.3% |
| Median (P50) | $99,770 | -$25,413 | $74,356 | 25.5% |
| 75th Percentile (P75) | $111,110 | -$29,229 | $81,880 | 26.3% |
| 90th Percentile (P90) | $114,290 | -$30,299 | $83,990 | 26.5% |
After federal income tax ($13,790), state tax ($3,990), and FICA ($7,632), a Genetic Counselors in Kentucky takes home $74,356 per year — or $6,196 per month. The effective tax rate of 25.5% is moderate compared to the national range.
With an effective total rate of 25.5%, a Genetic Counselors in Kentucky keeps $74,356 of $99,770 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Genetic Counselors salary that contributes $3,991 to the 4.0% effective state-tax burden.
Federal tax on this Genetic Counselors salary is $13,790 (54%), but combined state ($3,991, 16%) + FICA ($7,632, 30%) make up the other 46% of the bill.
Moving this same Genetic Counselors salary to a zero-state-tax state would yield around $78,347 net — a gain of $3,991 (5.4%) per year versus Kentucky.
Kentucky ranks #13 of 28 states for Genetic Counselors after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $74,356 net/year works out to $6,196/month or $2,860/bi-weekly for this Genetic Counselors in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Genetic Counselors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #13 out of 28 states for Genetic Counselors after-tax take-home pay.
A Genetic Counselors in Kentucky earning a median salary of $99,770 will take home approximately $74,356 per year after federal income tax ($13,790), state income tax ($3,990), and FICA ($7,632). That is $6,196 per month or $2,859 per bi-weekly paycheck.
The effective total tax rate for a Genetic Counselors in Kentucky is 25.5%, broken down as: federal income tax 13.8%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Genetic Counselors's median salary of $99,770, the state income tax amounts to $3,990 per year, which is an effective state rate of 4.0%.
After all taxes, a Genetic Counselors in Kentucky takes home approximately $6,196 per month, or about $35.75 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $99,770 for Genetic Counselors in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,356/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR