Last updated: 2025 BLS data · Page refreshed:
How much does a Genetic Counselors actually take home in Indiana?
3.0% flat rate — 23.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Genetic Counselors earning $89,640 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $89,640 | — |
| Federal Income Tax | -$11,561 | 12.9% |
| Indiana State Income Tax | -$2,734 | 3.0% |
| Social Security (OASDI) | -$5,557 | 6.2% |
| Medicare | -$1,299 | 1.4% |
| Total Taxes | -$21,153 | 23.6% |
| Take-Home Pay | $68,486 | 76.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Genetic Counselors in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $50,900 | -$9,570 | $41,329 | 18.8% |
| 25th Percentile (P25) | $78,270 | -$17,435 | $60,834 | 22.3% |
| Median (P50) | $89,640 | -$21,153 | $68,486 | 23.6% |
| 75th Percentile (P75) | $98,750 | -$24,132 | $74,617 | 24.4% |
| 90th Percentile (P90) | $115,250 | -$29,530 | $85,719 | 25.6% |
After federal income tax ($11,561), state tax ($2,734), and FICA ($6,857), a Genetic Counselors in Indiana takes home $68,486 per year — or $5,707 per month. The effective tax rate of 23.6% is relatively low compared to the national range.
With an effective total rate of 23.6%, a Genetic Counselors in Indiana keeps $68,487 of $89,640 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Genetic Counselors salary that contributes $2,734 to the 3.0% effective state-tax burden.
Federal tax on this Genetic Counselors salary is $11,562 (55%), but combined state ($2,734, 13%) + FICA ($6,857, 32%) make up the other 45% of the bill.
Moving this same Genetic Counselors salary to a zero-state-tax state would yield around $71,221 net — a gain of $2,734 (4.0%) per year versus Indiana.
Indiana sits near the bottom (#25 of 28) for Genetic Counselors after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $68,487 net/year works out to $5,707/month or $2,634/bi-weekly for this Genetic Counselors in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Genetic Counselors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #25 out of 28 states for Genetic Counselors after-tax take-home pay.
A Genetic Counselors in Indiana earning a median salary of $89,640 will take home approximately $68,486 per year after federal income tax ($11,561), state income tax ($2,734), and FICA ($6,857). That is $5,707 per month or $2,634 per bi-weekly paycheck.
The effective total tax rate for a Genetic Counselors in Indiana is 23.6%, broken down as: federal income tax 12.9%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Genetic Counselors's median salary of $89,640, the state income tax amounts to $2,734 per year, which is an effective state rate of 3.0%.
After all taxes, a Genetic Counselors in Indiana takes home approximately $5,707 per month, or about $32.93 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $89,640 for Genetic Counselors in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $68,486/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR