Last updated: 2025 BLS data · Page refreshed:
How much does a General Internal Medicine Physicians actually take home in New Jersey?
Progressive (up to 10.8%) — 24.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a General Internal Medicine Physicians earning $89,990 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $89,990 | — |
| Federal Income Tax | -$11,638 | 12.9% |
| New Jersey State Income Tax | -$3,606 | 4.0% |
| Social Security (OASDI) | -$5,579 | 6.2% |
| Medicare | -$1,304 | 1.5% |
| Total Taxes | -$22,129 | 24.6% |
| Take-Home Pay | $67,860 | 75.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of General Internal Medicine Physicians in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $82,320 | -$19,366 | $62,953 | 23.5% |
| 25th Percentile (P25) | $89,990 | -$22,129 | $67,860 | 24.6% |
| Median (P50) | $89,990 | -$22,129 | $67,860 | 24.6% |
| 75th Percentile (P75) | $197,990 | -$60,865 | $137,124 | 30.7% |
| 90th Percentile (P90) | $431,460 | -$160,426 | $271,033 | 37.2% |
After federal income tax ($11,638), state tax ($3,606), and FICA ($6,884), a General Internal Medicine Physicians in New Jersey takes home $67,860 per year — or $5,655 per month. The effective tax rate of 24.6% is relatively low compared to the national range.
With an effective total rate of 24.6%, a General Internal Medicine Physicians in New Jersey keeps $67,861 of $89,990 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this General Internal Medicine Physicians salary the state tax works out to $3,606 (4.0% effective) — on top of federal and FICA.
Federal tax on this General Internal Medicine Physicians salary is $11,639 (53%), but combined state ($3,606, 16%) + FICA ($6,884, 31%) make up the other 47% of the bill.
Moving this same General Internal Medicine Physicians salary to a zero-state-tax state would yield around $71,467 net — a gain of $3,606 (5.3%) per year versus New Jersey.
New Jersey sits near the bottom (#43 of 44) for General Internal Medicine Physicians after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $67,861 net/year works out to $5,655/month or $2,610/bi-weekly for this General Internal Medicine Physicians in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a General Internal Medicine Physicians keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #43 out of 44 states for General Internal Medicine Physicians after-tax take-home pay.
A General Internal Medicine Physicians in New Jersey earning a median salary of $89,990 will take home approximately $67,860 per year after federal income tax ($11,638), state income tax ($3,606), and FICA ($6,884). That is $5,655 per month or $2,610 per bi-weekly paycheck.
The effective total tax rate for a General Internal Medicine Physicians in New Jersey is 24.6%, broken down as: federal income tax 12.9%, New Jersey state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a General Internal Medicine Physicians's median salary of $89,990, the state income tax amounts to $3,606 per year, which is an effective state rate of 4.0%.
After all taxes, a General Internal Medicine Physicians in New Jersey takes home approximately $5,655 per month, or about $32.63 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $89,990 for General Internal Medicine Physicians in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $67,860/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR