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Food Servers, Nonrestaurant Salary in Tennessee After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Food Servers, Nonrestaurant actually take home in Tennessee?

No state income tax — 13.2% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$30,670
Median annual (2025)
-$4,042
Take-Home Pay
$26,627
After all taxes

Your Estimated Paycheck

Annual
$26,627
Monthly
$2,218
Bi-Weekly
$1,024
Hourly
$12.80

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Food Servers, Nonrestaurant earns in Tennessee, here is how it is split between taxes and take-home pay.

Federal Income Tax (5.5%)
Tennessee: No State Income Tax
FICA (SS + Medicare) (7.7%)
Take-Home Pay (86.8%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Food Servers, Nonrestaurant earning $30,670 in Tennessee (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $30,670
Federal Income Tax -$1,696 5.5%
Tennessee State Income Tax -$0 0.0%
Social Security (OASDI) -$1,901 6.2%
Medicare -$444 1.5%
Total Taxes -$4,042 13.2%
Take-Home Pay $26,627 86.8%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Food Servers, Nonrestaurant in Tennessee.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $22,620 -$2,532 $20,087 11.2%
25th Percentile (P25) $27,630 -$3,445 $24,184 12.5%
Median (P50) $30,670 -$4,042 $26,627 13.2%
75th Percentile (P75) $36,180 -$5,125 $31,054 14.2%
90th Percentile (P90) $46,750 -$7,202 $39,547 15.4%
Key Insight

Tennessee has no state income tax, which means a Food Servers, Nonrestaurant keeps $26,627 of their $30,670 salary — 86.8% of gross pay. Only federal income tax and FICA reduce the paycheck, making Tennessee one of the most tax-friendly states for this occupation.

What the Numbers Say

Low Total Tax Burden for Food Servers, Nonrestaurant in Tennessee

13.2% effective

A Food Servers, Nonrestaurant in Tennessee faces an effective total tax rate of only 13.2%, keeping 86.8% of every gross dollar. That leaves $26,627 net out of $30,670 gross — a favorable outcome compared to states with combined rates above 30%.

Tennessee: No State Income Tax Advantage

0% state tax

Tennessee is one of the few states with zero state income tax for wage earners. For a Food Servers, Nonrestaurant, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.

State + FICA Take a Meaningful Slice

State+FICA 58%

Federal tax on this Food Servers, Nonrestaurant salary is $1,696 (42%), but combined state ($0, 0%) + FICA ($2,346, 58%) make up the other 58% of the bill.

Below-Median Take-Home in Tennessee

#31 / 51

Tennessee ranks #31 of 51 states for Food Servers, Nonrestaurant after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.

What the Paycheck Actually Looks Like

$2,219/mo

Translated into paycheck cadences, $26,627 net/year works out to $2,219/month or $1,024/bi-weekly for this Food Servers, Nonrestaurant in Tennessee — the numbers that actually hit a checking account after every deduction.

Best States for Food Servers, Nonrestaurant Take-Home Pay

Where does a Food Servers, Nonrestaurant keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

$33,216
14.5%
2. Alaska
$32,589
14.4%
$32,364
17.0%
$31,641
14.3%
$31,617
19.7%
$31,528
18.9%
$31,480
14.2%
8. Nevada
$30,934
14.1%
9. Vermont
$30,889
17.7%
$30,632
15.8%

Tennessee ranks #31 out of 51 states for Food Servers, Nonrestaurant after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Food Servers, Nonrestaurant in Tennessee?

A Food Servers, Nonrestaurant in Tennessee earning a median salary of $30,670 will take home approximately $26,627 per year after federal income tax ($1,696), state income tax ($0), and FICA ($2,346). That is $2,218 per month or $1,024 per bi-weekly paycheck.

What is the effective tax rate for a Food Servers, Nonrestaurant in Tennessee?

The effective total tax rate for a Food Servers, Nonrestaurant in Tennessee is 13.2%, broken down as: federal income tax 5.5%, Tennessee state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.

Does Tennessee have a state income tax?

No, Tennessee does not levy a state income tax on wages. This means a Food Servers, Nonrestaurant in Tennessee only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 13.2%.

What is the monthly take-home pay for a Food Servers, Nonrestaurant in Tennessee?

After all taxes, a Food Servers, Nonrestaurant in Tennessee takes home approximately $2,218 per month, or about $12.80 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Food Servers, Nonrestaurant take-home pay in Tennessee calculated?

We start with the 2025 BLS median salary of $30,670 for Food Servers, Nonrestaurant in Tennessee, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Tennessee state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $26,627/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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