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Firefighters Salary in Tennessee: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Firefighters salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$49,300
Median annual (2025)
+8.9%
Real Purchasing Power
$53,703
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Firefighters earning $49,300 in Tennessee has the equivalent purchasing power of $53,703 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $33,910 $36,938 +$3,028
25th Percentile (P25) $39,360 $42,875 +$3,515
Median (P50) $49,300 $53,703 +$4,403
75th Percentile (P75) $61,670 $67,178 +$5,508
90th Percentile (P90) $70,460 $76,753 +$6,293
Key Insight

A Firefighters in Tennessee earns $49,300 on paper, but low living costs mean your money goes 9% further — like earning $53,703 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

What the Cost-of-Living Data Says

Tennessee Runs Well Below National Cost

RPP 91.8

Tennessee's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Firefighters, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Tennessee's RPP, the $49,300 median salary translates to $53,704 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Firefighters.

Below-Median Adjusted Pay

#32 / 50

Tennessee's rank of #32 of 50 states means real purchasing power for Firefighters trails the national half-way line.

Best States for Firefighters (After Cost of Living)

Where does Firefighters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$93,828
RPP 107.6
$86,083
RPP 109.8
$77,374
RPP 101.3
$77,325
RPP 108.8
$76,361
RPP 96.2
$75,662
RPP 112.5
$72,960
RPP 106.4
$72,502
RPP 102.3
$70,295
RPP 105.0
10. Nevada
$69,056
RPP 96.4

Tennessee ranks #32 out of 50 states for Firefighters after cost-of-living adjustment.

How much do you actually take home? See Firefighters take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Firefighters in Tennessee after cost of living?

A Firefighters in Tennessee earns a median salary of $49,300 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $53,703 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Firefighters in Tennessee: $49,300 x (100 / 91.8) = $53,703. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Firefighters in Tennessee financially?

From a purchasing power perspective, yes. A Firefighters in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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