Last updated: 2025 BLS data · Page refreshed:
What does a Financial Managers salary really buy you in Kentucky?
Kentucky is 10.6% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Kentucky's Regional Price Parity (RPP) is 89.4, meaning prices are 10.6% lower the national average. A Financial Managers earning $130,650 in Kentucky has the equivalent purchasing power of $146,140 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Kentucky's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $82,110 | $91,845 | +$9,735 |
| 25th Percentile (P25) | $100,190 | $112,069 | +$11,879 |
| Median (P50) | $130,650 | $146,140 | +$15,490 |
| 75th Percentile (P75) | $169,680 | $189,798 | +$20,118 |
| 90th Percentile (P90) | $223,290 | $249,765 | +$26,475 |
A Financial Managers in Kentucky earns $130,650 on paper, but low living costs mean your money goes 12% further — like earning $146,140 in an average-cost state. This makes Kentucky one of the best value states for this occupation.
Kentucky's Regional Price Parity (RPP) of 89.4 means a basket of goods and services costs about 10.6% less than the national average. For a Financial Managers, every dollar earned effectively buys more here than in a 100-RPP state.
Adjusting $130,650 for Kentucky's cost of living yields $146,141 — a 11.9% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.
Kentucky's rank of #36 of 51 states means real purchasing power for Financial Managers trails the national half-way line.
Where does Financial Managers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Kentucky ranks #36 out of 51 states for Financial Managers after cost-of-living adjustment.
How much do you actually take home? See Financial Managers take-home pay in Kentucky after taxes →
A Financial Managers in Kentucky earns a median salary of $130,650 per year. After adjusting for Kentucky's cost of living (RPP=89.4), the real purchasing power is $146,140 — a +11.9% difference.
Kentucky's cost of living is 10.6% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Kentucky is 89.4 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial Managers in Kentucky: $130,650 x (100 / 89.4) = $146,140. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Financial Managers in Kentucky enjoys 11.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
Some links are affiliate links. See our disclosure.