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Financial and Investment Analysts Salary in Massachusetts: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Financial and Investment Analysts salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$111,040
Median annual (2025)
-8.6%
Real Purchasing Power
$101,499
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Financial and Investment Analysts earning $111,040 in Massachusetts has the equivalent purchasing power of $101,499 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $77,940 $71,243 $-6,696
25th Percentile (P25) $90,190 $82,440 $-7,749
Median (P50) $111,040 $101,499 $-9,540
75th Percentile (P75) $161,530 $147,650 $-13,879
90th Percentile (P90) $205,320 $187,678 $-17,641
Key Insight

While $111,040 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $101,499. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Massachusetts Is a High-Cost State

RPP 109.4

Massachusetts's RPP of 109.4 puts it 9.4% above the national baseline cost of living. A Financial and Investment Analysts needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.6%

After applying Massachusetts's RPP, the $111,040 median salary translates to $101,499 in real terms — a 8.6% loss. That difference can cover several months of expenses over a year for a Financial and Investment Analysts.

Above-Median Adjusted Pay

#21 / 51

Massachusetts sits at #21 of 51 states for Financial and Investment Analysts COL-adjusted salary — comfortably above the national midpoint.

Best States for Financial and Investment Analysts (After Cost of Living)

Where does Financial and Investment Analysts salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Wyoming
$203,579
RPP 91.9
$118,894
RPP 107.6
3. Oregon
$113,123
RPP 106.6
$112,670
RPP 88.0
5. Montana
$109,844
RPP 90.3
6. Idaho
$109,836
RPP 91.8
$108,694
RPP 94.2
$108,035
RPP 91.1
$105,414
RPP 97.7
10. Iowa
$104,490
RPP 88.4

Massachusetts ranks #21 out of 51 states for Financial and Investment Analysts after cost-of-living adjustment.

How much do you actually take home? See Financial and Investment Analysts take-home pay in Massachusetts after taxes →

Frequently Asked Questions

What is the real salary for a Financial and Investment Analysts in Massachusetts after cost of living?

A Financial and Investment Analysts in Massachusetts earns a median salary of $111,040 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $101,499 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial and Investment Analysts in Massachusetts: $111,040 x (100 / 109.4) = $101,499. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Financial and Investment Analysts's nominal salary of $111,040 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $101,499. However, Massachusetts may offer better career opportunities, networking, and industry access.

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