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Family Medicine Physicians Salary in New Jersey: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Family Medicine Physicians salary really buy you in New Jersey?

New Jersey is 8.8% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$292,170
Median annual (2025)
-8.1%
Real Purchasing Power
$268,538
COL-adjusted (RPP=108.8)

New Jersey Cost of Living Index

New Jersey's Regional Price Parity (RPP) is 108.8, meaning prices are 8.8% higher the national average. A Family Medicine Physicians earning $292,170 in New Jersey has the equivalent purchasing power of $268,538 in an average-cost US state.

NJ: 108.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for New Jersey's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $151,840 $139,558 $-12,281
25th Percentile (P25) $213,200 $195,955 $-17,244
Median (P50) $292,170 $268,538 $-23,631
75th Percentile (P75) $386,730 $355,450 $-31,279
90th Percentile (P90) $403,430 $370,799 $-32,630
Key Insight

While $292,170 sounds high, New Jersey's elevated cost of living erases 8% of that salary's purchasing power. Your real buying power is $268,538. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

New Jersey Is a High-Cost State

RPP 108.8

New Jersey's RPP of 108.8 puts it 8.8% above the national baseline cost of living. A Family Medicine Physicians needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.1%

After applying New Jersey's RPP, the $292,170 median salary translates to $268,539 in real terms — a 8.1% loss. That difference can cover several months of expenses over a year for a Family Medicine Physicians.

Above-Median Adjusted Pay

#23 / 51

New Jersey sits at #23 of 51 states for Family Medicine Physicians COL-adjusted salary — comfortably above the national midpoint.

Best States for Family Medicine Physicians (After Cost of Living)

Where does Family Medicine Physicians salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$446,189
RPP 104.7
$406,925
RPP 88.8
3. Idaho
$378,169
RPP 91.8
4. Montana
$366,290
RPP 90.3
$318,118
RPP 96.2
6. Alaska
$317,147
RPP 102.0
$315,783
RPP 88.7
$314,886
RPP 92.3
9. Utah
$314,825
RPP 94.5
$305,695
RPP 89.2

New Jersey ranks #23 out of 51 states for Family Medicine Physicians after cost-of-living adjustment.

How much do you actually take home? See Family Medicine Physicians take-home pay in New Jersey after taxes →

Frequently Asked Questions

What is the real salary for a Family Medicine Physicians in New Jersey after cost of living?

A Family Medicine Physicians in New Jersey earns a median salary of $292,170 per year. After adjusting for New Jersey's cost of living (RPP=108.8), the real purchasing power is $268,538 — a -8.1% difference.

Is New Jersey expensive to live in?

New Jersey's cost of living is 8.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for New Jersey is 108.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Family Medicine Physicians in New Jersey: $292,170 x (100 / 108.8) = $268,538. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in New Jersey offset the salary?

Partially — a Family Medicine Physicians's nominal salary of $292,170 in New Jersey has 8.1% less purchasing power due to higher living costs. The real value is $268,538. However, New Jersey may offer better career opportunities, networking, and industry access.

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