Last updated: 2025 BLS data · Page refreshed:
How much does a Drywall and Ceiling Tile Installers actually take home in Kentucky?
4.0% flat rate — 19.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Drywall and Ceiling Tile Installers earning $48,340 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $48,340 | — |
| Federal Income Tax | -$3,816 | 7.9% |
| Kentucky State Income Tax | -$1,933 | 4.0% |
| Social Security (OASDI) | -$2,997 | 6.2% |
| Medicare | -$700 | 1.4% |
| Total Taxes | -$9,448 | 19.5% |
| Take-Home Pay | $38,891 | 80.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Drywall and Ceiling Tile Installers in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $23,020 | -$3,523 | $19,496 | 15.3% |
| 25th Percentile (P25) | $41,430 | -$7,814 | $33,615 | 18.9% |
| Median (P50) | $48,340 | -$9,448 | $38,891 | 19.5% |
| 75th Percentile (P75) | $57,730 | -$11,669 | $46,060 | 20.2% |
| 90th Percentile (P90) | $68,760 | -$14,978 | $53,781 | 21.8% |
After federal income tax ($3,816), state tax ($1,933), and FICA ($3,698), a Drywall and Ceiling Tile Installers in Kentucky takes home $38,891 per year — or $3,240 per month. The effective tax rate of 19.5% is relatively low compared to the national range.
A Drywall and Ceiling Tile Installers in Kentucky faces an effective total tax rate of only 19.5%, keeping 80.5% of every gross dollar. That leaves $38,892 net out of $48,340 gross — a favorable outcome compared to states with combined rates above 30%.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Drywall and Ceiling Tile Installers salary that contributes $1,934 to the 4.0% effective state-tax burden.
Federal tax on this Drywall and Ceiling Tile Installers salary is $3,817 (40%), but combined state ($1,934, 20%) + FICA ($3,698, 39%) make up the other 60% of the bill.
A Drywall and Ceiling Tile Installers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $40,825 — only $1,934 (5.0%) more than in Kentucky.
Kentucky ranks #36 of 49 states for Drywall and Ceiling Tile Installers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $38,892 net/year works out to $3,241/month or $1,496/bi-weekly for this Drywall and Ceiling Tile Installers in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Drywall and Ceiling Tile Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #36 out of 49 states for Drywall and Ceiling Tile Installers after-tax take-home pay.
A Drywall and Ceiling Tile Installers in Kentucky earning a median salary of $48,340 will take home approximately $38,891 per year after federal income tax ($3,816), state income tax ($1,933), and FICA ($3,698). That is $3,240 per month or $1,495 per bi-weekly paycheck.
The effective total tax rate for a Drywall and Ceiling Tile Installers in Kentucky is 19.5%, broken down as: federal income tax 7.9%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Drywall and Ceiling Tile Installers's median salary of $48,340, the state income tax amounts to $1,933 per year, which is an effective state rate of 4.0%.
After all taxes, a Drywall and Ceiling Tile Installers in Kentucky takes home approximately $3,240 per month, or about $18.70 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $48,340 for Drywall and Ceiling Tile Installers in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $38,891/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR