Last updated: 2025 BLS data · Page refreshed:
How much does a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic actually take home in Massachusetts?
5.0% flat rate — 20.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic earning $45,760 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $45,760 | — |
| Federal Income Tax | -$3,507 | 7.7% |
| Massachusetts State Income Tax | -$2,288 | 5.0% |
| Social Security (OASDI) | -$2,837 | 6.2% |
| Medicare | -$663 | 1.4% |
| Total Taxes | -$9,295 | 20.3% |
| Take-Home Pay | $36,464 | 79.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,460 | -$7,249 | $30,210 | 19.4% |
| 25th Percentile (P25) | $39,570 | -$7,770 | $31,799 | 19.6% |
| Median (P50) | $45,760 | -$9,295 | $36,464 | 20.3% |
| 75th Percentile (P75) | $57,460 | -$12,179 | $45,280 | 21.2% |
| 90th Percentile (P90) | $64,160 | -$14,072 | $50,087 | 21.9% |
After federal income tax ($3,507), state tax ($2,288), and FICA ($3,500), a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts takes home $36,464 per year — or $3,038 per month. The effective tax rate of 20.3% is relatively low compared to the national range.
With an effective total rate of 20.3%, a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts keeps $36,464 of $45,760 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic salary that contributes $2,288 to the 5.0% effective state-tax burden.
Federal tax on this Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic salary is $3,507 (38%), but combined state ($2,288, 25%) + FICA ($3,501, 38%) make up the other 62% of the bill.
A Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $38,752 — only $2,288 (6.3%) more than in Massachusetts.
Massachusetts ranks #35 of 49 states for Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $36,464 net/year works out to $3,039/month or $1,402/bi-weekly for this Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #35 out of 49 states for Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic after-tax take-home pay.
A Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts earning a median salary of $45,760 will take home approximately $36,464 per year after federal income tax ($3,507), state income tax ($2,288), and FICA ($3,500). That is $3,038 per month or $1,402 per bi-weekly paycheck.
The effective total tax rate for a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts is 20.3%, broken down as: federal income tax 7.7%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic's median salary of $45,760, the state income tax amounts to $2,288 per year, which is an effective state rate of 5.0%.
After all taxes, a Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts takes home approximately $3,038 per month, or about $17.53 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $45,760 for Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $36,464/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR