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Credit Analysts Salary in Vermont: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Credit Analysts salary really buy you in Vermont?

Vermont is near the US average cost of living

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$71,220
Median annual (2025)
-1.1%
Real Purchasing Power
$70,445
COL-adjusted (RPP=101.1)

Vermont Cost of Living Index

Vermont's Regional Price Parity (RPP) is 101.1, meaning prices are 1.1% higher the national average. A Credit Analysts earning $71,220 in Vermont has the equivalent purchasing power of $70,445 in an average-cost US state.

VT: 101.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Vermont's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $55,910 $55,301 $-608
25th Percentile (P25) $60,530 $59,871 $-658
Median (P50) $71,220 $70,445 $-774
75th Percentile (P75) $120,480 $119,169 $-1,310
90th Percentile (P90) $150,030 $148,397 $-1,632
Key Insight

Vermont's cost of living is close to the national average, so $71,220 keeps most of its value at $70,445 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Vermont Sits Near the National Cost Benchmark

RPP 101.1

With an RPP of 101.1, Vermont is within a few percent of the national cost-of-living baseline. Salary adjustment for Credit Analysts is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-1.1%

After adjusting for Vermont's cost of living, $71,220 nominal nets out to $70,445 in real purchasing power — a small 1.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Credit Analysts.

Bottom-Quartile COL-Adjusted Pay

#48 / 51

Vermont ranks #48 of 51 — bottom quartile for Credit Analysts real purchasing power. Relocation, employer negotiation, or remote roles at higher-paying markets tend to generate the biggest ROI.

Best States for Credit Analysts (After Cost of Living)

Where does Credit Analysts salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$123,856
RPP 107.6
$113,713
RPP 116.6
$100,392
RPP 94.2
$100,323
RPP 102.1
$96,612
RPP 98.0
$92,775
RPP 108.8
$92,321
RPP 106.4
8. Alabama
$91,082
RPP 87.8
9. Hawaii
$89,259
RPP 110.8
10. Nebraska
$88,786
RPP 89.8

Vermont ranks #48 out of 51 states for Credit Analysts after cost-of-living adjustment.

How much do you actually take home? See Credit Analysts take-home pay in Vermont after taxes →

Frequently Asked Questions

What is the real salary for a Credit Analysts in Vermont after cost of living?

A Credit Analysts in Vermont earns a median salary of $71,220 per year. After adjusting for Vermont's cost of living (RPP=101.1), the real purchasing power is $70,445 — a -1.1% difference.

Is Vermont expensive to live in?

Vermont's cost of living is 1.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Vermont is 101.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Analysts in Vermont: $71,220 x (100 / 101.1) = $70,445. This represents what the salary would be worth in a state with average living costs.

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