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What does a Credit Analysts salary really buy you in Idaho?
Idaho is 8.2% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Idaho's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Credit Analysts earning $79,650 in Idaho has the equivalent purchasing power of $86,764 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Idaho's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $58,770 | $64,019 | +$5,249 |
| 25th Percentile (P25) | $64,690 | $70,468 | +$5,778 |
| Median (P50) | $79,650 | $86,764 | +$7,114 |
| 75th Percentile (P75) | $95,200 | $103,703 | +$8,503 |
| 90th Percentile (P90) | $139,990 | $152,494 | +$12,504 |
A Credit Analysts in Idaho earns $79,650 on paper, but low living costs mean your money goes 9% further — like earning $86,764 in an average-cost state. This makes Idaho one of the best value states for this occupation.
Idaho's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Credit Analysts, every dollar earned effectively buys more here than in a 100-RPP state.
After applying Idaho's RPP, the $79,650 median salary translates to $86,765 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Credit Analysts.
Idaho sits at #16 of 51 states for Credit Analysts COL-adjusted salary — comfortably above the national midpoint.
Where does Credit Analysts salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Idaho ranks #16 out of 51 states for Credit Analysts after cost-of-living adjustment.
How much do you actually take home? See Credit Analysts take-home pay in Idaho after taxes →
A Credit Analysts in Idaho earns a median salary of $79,650 per year. After adjusting for Idaho's cost of living (RPP=91.8), the real purchasing power is $86,764 — a +8.9% difference.
Idaho's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Idaho is 91.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Analysts in Idaho: $79,650 x (100 / 91.8) = $86,764. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Credit Analysts in Idaho enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
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