What does a Credit Counselors salary really buy you in Virginia?
Virginia is 2.1% pricier than the US averageData: BLS OEWS 2024 + BEA Regional Price Parities 2022 • Updated 2026-04-06
Virginia's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Credit Counselors earning $49,470 in Virginia has the equivalent purchasing power of $48,452 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Virginia's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $37,720 | $36,944 | $-775 |
| 25th Percentile (P25) | $43,530 | $42,634 | $-895 |
| Median (P50) | $49,470 | $48,452 | $-1,017 |
| 75th Percentile (P75) | $60,640 | $59,392 | $-1,247 |
| 90th Percentile (P90) | $76,570 | $74,995 | $-1,574 |
Virginia's cost of living is close to the national average, so $49,470 keeps most of its value at $48,452 in real terms. Location choice here is more about career opportunities than cost arbitrage.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Virginia ranks #29 out of 46 states for Credit Counselors after cost-of-living adjustment.
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How much do you actually take home? See Credit Counselors take-home pay in Virginia after taxes →
A Credit Counselors in Virginia earns a median salary of $49,470 per year. After adjusting for Virginia's cost of living (RPP=102.1), the real purchasing power is $48,452 — a -2.1% difference.
Virginia's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Virginia is 102.1 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Virginia: $49,470 x (100 / 102.1) = $48,452. This represents what the salary would be worth in a state with average living costs.
Partially — a Credit Counselors's nominal salary of $49,470 in Virginia has 2.1% less purchasing power due to higher living costs. The real value is $48,452. However, Virginia may offer better career opportunities, networking, and industry access.