Last updated: 2025 BLS data · Page refreshed:
How much does a Construction Managers actually take home in Kentucky?
4.0% flat rate — 25.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Construction Managers earning $97,020 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $97,020 | — |
| Federal Income Tax | -$13,185 | 13.6% |
| Kentucky State Income Tax | -$3,880 | 4.0% |
| Social Security (OASDI) | -$6,015 | 6.2% |
| Medicare | -$1,406 | 1.4% |
| Total Taxes | -$24,488 | 25.2% |
| Take-Home Pay | $72,531 | 74.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Construction Managers in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $53,850 | -$10,751 | $43,098 | 20.0% |
| 25th Percentile (P25) | $74,380 | -$16,869 | $57,510 | 22.7% |
| Median (P50) | $97,020 | -$24,488 | $72,531 | 25.2% |
| 75th Percentile (P75) | $134,230 | -$37,391 | $96,838 | 27.9% |
| 90th Percentile (P90) | $195,530 | -$57,575 | $137,954 | 29.4% |
After federal income tax ($13,185), state tax ($3,880), and FICA ($7,422), a Construction Managers in Kentucky takes home $72,531 per year — or $6,044 per month. The effective tax rate of 25.2% is moderate compared to the national range.
With an effective total rate of 25.2%, a Construction Managers in Kentucky keeps $72,532 of $97,020 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Construction Managers salary that contributes $3,881 to the 4.0% effective state-tax burden.
Federal tax on this Construction Managers salary is $13,185 (54%), but combined state ($3,881, 16%) + FICA ($7,422, 30%) make up the other 46% of the bill.
Moving this same Construction Managers salary to a zero-state-tax state would yield around $76,413 net — a gain of $3,881 (5.4%) per year versus Kentucky.
Kentucky sits near the bottom (#48 of 51) for Construction Managers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $72,532 net/year works out to $6,044/month or $2,790/bi-weekly for this Construction Managers in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Construction Managers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #48 out of 51 states for Construction Managers after-tax take-home pay.
A Construction Managers in Kentucky earning a median salary of $97,020 will take home approximately $72,531 per year after federal income tax ($13,185), state income tax ($3,880), and FICA ($7,422). That is $6,044 per month or $2,789 per bi-weekly paycheck.
The effective total tax rate for a Construction Managers in Kentucky is 25.2%, broken down as: federal income tax 13.6%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Construction Managers's median salary of $97,020, the state income tax amounts to $3,880 per year, which is an effective state rate of 4.0%.
After all taxes, a Construction Managers in Kentucky takes home approximately $6,044 per month, or about $34.87 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $97,020 for Construction Managers in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $72,531/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR