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Computer Programmers Salary in Montana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Computer Programmers salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$89,920
Median annual (2025)
+10.7%
Real Purchasing Power
$99,579
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Computer Programmers earning $89,920 in Montana has the equivalent purchasing power of $99,579 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $64,250 $71,151 +$6,901
25th Percentile (P25) $72,420 $80,199 +$7,779
Median (P50) $89,920 $99,579 +$9,659
75th Percentile (P75) $100,590 $111,395 +$10,805
90th Percentile (P90) $123,110 $136,334 +$13,224
Key Insight

A Computer Programmers in Montana earns $89,920 on paper, but low living costs mean your money goes 11% further — like earning $99,579 in an average-cost state. This makes Montana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Montana Runs Well Below National Cost

RPP 90.3

Montana's Regional Price Parity (RPP) of 90.3 means a basket of goods and services costs about 9.7% less than the national average. For a Computer Programmers, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.7%

Adjusting $89,920 for Montana's cost of living yields $99,579 — a 10.7% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Above-Median Adjusted Pay

#23 / 46

Montana sits at #23 of 46 states for Computer Programmers COL-adjusted salary — comfortably above the national midpoint.

Best States for Computer Programmers (After Cost of Living)

Where does Computer Programmers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$129,145
RPP 86.6
$125,770
RPP 106.4
$119,590
RPP 105.0
$119,108
RPP 102.1
$117,358
RPP 109.4
$114,408
RPP 109.8
$112,364
RPP 88.8
8. Utah
$110,994
RPP 94.5
$109,774
RPP 97.7
10. Alabama
$106,833
RPP 87.8

Montana ranks #23 out of 46 states for Computer Programmers after cost-of-living adjustment.

How much do you actually take home? See Computer Programmers take-home pay in Montana after taxes →

Frequently Asked Questions

What is the real salary for a Computer Programmers in Montana after cost of living?

A Computer Programmers in Montana earns a median salary of $89,920 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $99,579 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Computer Programmers in Montana: $89,920 x (100 / 90.3) = $99,579. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Computer Programmers in Montana financially?

From a purchasing power perspective, yes. A Computer Programmers in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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