Last updated: 2025 BLS data · Page refreshed:
How much does a Clinical and Counseling Psychologists actually take home in Virginia?
Progressive (up to 5.8%) — 25.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $86,520 in Virginia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $86,520 | — |
| Federal Income Tax | -$10,875 | 12.6% |
| Virginia State Income Tax | -$4,717 | 5.5% |
| Social Security (OASDI) | -$5,364 | 6.2% |
| Medicare | -$1,254 | 1.4% |
| Total Taxes | -$22,211 | 25.7% |
| Take-Home Pay | $64,308 | 74.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Virginia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $41,990 | -$8,423 | $33,566 | 20.1% |
| 25th Percentile (P25) | $61,130 | -$13,285 | $47,844 | 21.7% |
| Median (P50) | $86,520 | -$22,211 | $64,308 | 25.7% |
| 75th Percentile (P75) | $110,990 | -$30,873 | $80,116 | 27.8% |
| 90th Percentile (P90) | $176,080 | -$54,671 | $121,408 | 31.0% |
After federal income tax ($10,875), state tax ($4,717), and FICA ($6,618), a Clinical and Counseling Psychologists in Virginia takes home $64,308 per year — or $5,359 per month. The effective tax rate of 25.7% is moderate compared to the national range.
With an effective total rate of 25.7%, a Clinical and Counseling Psychologists in Virginia keeps $64,308 of $86,520 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Virginia uses a progressive state income tax, so brackets escalate as wages rise. For this Clinical and Counseling Psychologists salary the state tax works out to $4,717 (5.5% effective) — on top of federal and FICA.
Federal tax on this Clinical and Counseling Psychologists salary is $10,875 (49%), but combined state ($4,717, 21%) + FICA ($6,619, 30%) make up the other 51% of the bill.
Moving this same Clinical and Counseling Psychologists salary to a zero-state-tax state would yield around $69,026 net — a gain of $4,717 (7.3%) per year versus Virginia.
Virginia ranks #36 of 48 states for Clinical and Counseling Psychologists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $64,308 net/year works out to $5,359/month or $2,473/bi-weekly for this Clinical and Counseling Psychologists in Virginia — the numbers that actually hit a checking account after every deduction.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Virginia ranks #36 out of 48 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Virginia earning a median salary of $86,520 will take home approximately $64,308 per year after federal income tax ($10,875), state income tax ($4,717), and FICA ($6,618). That is $5,359 per month or $2,473 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Virginia is 25.7%, broken down as: federal income tax 12.6%, Virginia state tax 5.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Virginia has a progressive (up to 5.8%). On a Clinical and Counseling Psychologists's median salary of $86,520, the state income tax amounts to $4,717 per year, which is an effective state rate of 5.5%.
After all taxes, a Clinical and Counseling Psychologists in Virginia takes home approximately $5,359 per month, or about $30.92 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $86,520 for Clinical and Counseling Psychologists in Virginia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Virginia state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $64,308/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR