Last updated: 2025 BLS data · Page refreshed:
How much does a Clinical and Counseling Psychologists actually take home in Utah?
4.7% flat rate — 26.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $99,170 in Utah (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $99,170 | — |
| Federal Income Tax | -$13,658 | 13.8% |
| Utah State Income Tax | -$4,611 | 4.7% |
| Social Security (OASDI) | -$6,148 | 6.2% |
| Medicare | -$1,437 | 1.5% |
| Total Taxes | -$25,856 | 26.1% |
| Take-Home Pay | $73,313 | 73.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Utah.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,070 | -$9,697 | $38,372 | 20.2% |
| 25th Percentile (P25) | $75,380 | -$17,696 | $57,683 | 23.5% |
| Median (P50) | $99,170 | -$25,856 | $73,313 | 26.1% |
| 75th Percentile (P75) | $131,390 | -$37,233 | $94,156 | 28.3% |
| 90th Percentile (P90) | $156,000 | -$46,166 | $109,833 | 29.6% |
After federal income tax ($13,658), state tax ($4,611), and FICA ($7,586), a Clinical and Counseling Psychologists in Utah takes home $73,313 per year — or $6,109 per month. The effective tax rate of 26.1% is moderate compared to the national range.
A Clinical and Counseling Psychologists in Utah loses 26.1% of gross pay to taxes — higher than the ~25% national midpoint. Of the $99,170 gross, $73,314 lands in the paycheck after federal ($13,658), state ($4,611), and FICA ($7,587) withholding.
Utah applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Clinical and Counseling Psychologists salary that contributes $4,611 to the 4.7% effective state-tax burden.
Federal tax on this Clinical and Counseling Psychologists salary is $13,658 (53%), but combined state ($4,611, 18%) + FICA ($7,587, 29%) make up the other 47% of the bill.
Moving this same Clinical and Counseling Psychologists salary to a zero-state-tax state would yield around $77,925 net — a gain of $4,611 (6.3%) per year versus Utah.
Utah ranks #22 of 48 states for Clinical and Counseling Psychologists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $73,314 net/year works out to $6,109/month or $2,820/bi-weekly for this Clinical and Counseling Psychologists in Utah — the numbers that actually hit a checking account after every deduction.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Utah ranks #22 out of 48 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Utah earning a median salary of $99,170 will take home approximately $73,313 per year after federal income tax ($13,658), state income tax ($4,611), and FICA ($7,586). That is $6,109 per month or $2,819 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Utah is 26.1%, broken down as: federal income tax 13.8%, Utah state tax 4.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Utah has a 4.7% flat rate. On a Clinical and Counseling Psychologists's median salary of $99,170, the state income tax amounts to $4,611 per year, which is an effective state rate of 4.7%.
After all taxes, a Clinical and Counseling Psychologists in Utah takes home approximately $6,109 per month, or about $35.25 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $99,170 for Clinical and Counseling Psychologists in Utah, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Utah state income tax (4.7% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $73,313/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR