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Clinical and Counseling Psychologists Salary in Indiana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Clinical and Counseling Psychologists salary really buy you in Indiana?

Indiana is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$84,990
Median annual (2025)
+8.9%
Real Purchasing Power
$92,581
COL-adjusted (RPP=91.8)

Indiana Cost of Living Index

Indiana's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Clinical and Counseling Psychologists earning $84,990 in Indiana has the equivalent purchasing power of $92,581 in an average-cost US state.

IN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Indiana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $56,200 $61,220 +$5,020
25th Percentile (P25) $77,370 $84,281 +$6,911
Median (P50) $84,990 $92,581 +$7,591
75th Percentile (P75) $101,540 $110,610 +$9,070
90th Percentile (P90) $129,110 $140,642 +$11,532
Key Insight

A Clinical and Counseling Psychologists in Indiana earns $84,990 on paper, but low living costs mean your money goes 9% further — like earning $92,581 in an average-cost state. This makes Indiana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Indiana Runs Well Below National Cost

RPP 91.8

Indiana's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Clinical and Counseling Psychologists, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Indiana's RPP, the $84,990 median salary translates to $92,582 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Clinical and Counseling Psychologists.

Below-Median Adjusted Pay

#31 / 48

Indiana's rank of #31 of 48 states means real purchasing power for Clinical and Counseling Psychologists trails the national half-way line.

Best States for Clinical and Counseling Psychologists (After Cost of Living)

Where does Clinical and Counseling Psychologists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$137,142
RPP 91.0
$130,924
RPP 88.7
3. Oregon
$126,031
RPP 106.6
$122,816
RPP 92.3
5. Alaska
$121,833
RPP 102.0
6. Arizona
$119,129
RPP 99.9
$116,810
RPP 108.8
$115,357
RPP 98.0
$110,894
RPP 89.4
10. Colorado
$110,742
RPP 102.3

Indiana ranks #31 out of 48 states for Clinical and Counseling Psychologists after cost-of-living adjustment.

How much do you actually take home? See Clinical and Counseling Psychologists take-home pay in Indiana after taxes →

Frequently Asked Questions

What is the real salary for a Clinical and Counseling Psychologists in Indiana after cost of living?

A Clinical and Counseling Psychologists in Indiana earns a median salary of $84,990 per year. After adjusting for Indiana's cost of living (RPP=91.8), the real purchasing power is $92,581 — a +8.9% difference.

Is Indiana expensive to live in?

Indiana's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Indiana is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Clinical and Counseling Psychologists in Indiana: $84,990 x (100 / 91.8) = $92,581. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Clinical and Counseling Psychologists in Indiana financially?

From a purchasing power perspective, yes. A Clinical and Counseling Psychologists in Indiana enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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