Last updated: 2025 BLS data · Page refreshed:
How much does a Clinical and Counseling Psychologists actually take home in Georgia?
5.5% flat rate — 26.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $96,060 in Georgia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $96,060 | — |
| Federal Income Tax | -$12,974 | 13.5% |
| Georgia State Income Tax | -$5,273 | 5.5% |
| Social Security (OASDI) | -$5,955 | 6.2% |
| Medicare | -$1,392 | 1.4% |
| Total Taxes | -$25,596 | 26.6% |
| Take-Home Pay | $70,463 | 73.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Georgia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $45,310 | -$9,406 | $35,903 | 20.8% |
| 25th Percentile (P25) | $53,500 | -$11,465 | $42,034 | 21.4% |
| Median (P50) | $96,060 | -$25,596 | $70,463 | 26.6% |
| 75th Percentile (P75) | $137,420 | -$40,576 | $96,843 | 29.5% |
| 90th Percentile (P90) | $179,850 | -$55,637 | $124,212 | 30.9% |
After federal income tax ($12,974), state tax ($5,273), and FICA ($7,348), a Clinical and Counseling Psychologists in Georgia takes home $70,463 per year — or $5,871 per month. The effective tax rate of 26.6% is moderate compared to the national range.
A Clinical and Counseling Psychologists in Georgia loses 26.6% of gross pay to taxes — higher than the ~25% national midpoint. Of the $96,060 gross, $70,464 lands in the paycheck after federal ($12,974), state ($5,274), and FICA ($7,349) withholding.
Georgia applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Clinical and Counseling Psychologists salary that contributes $5,274 to the 5.5% effective state-tax burden.
Federal tax on this Clinical and Counseling Psychologists salary is $12,974 (51%), but combined state ($5,274, 21%) + FICA ($7,349, 29%) make up the other 49% of the bill.
Moving this same Clinical and Counseling Psychologists salary to a zero-state-tax state would yield around $75,737 net — a gain of $5,274 (7.5%) per year versus Georgia.
Georgia ranks #25 of 48 states for Clinical and Counseling Psychologists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $70,464 net/year works out to $5,872/month or $2,710/bi-weekly for this Clinical and Counseling Psychologists in Georgia — the numbers that actually hit a checking account after every deduction.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Georgia ranks #25 out of 48 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Georgia earning a median salary of $96,060 will take home approximately $70,463 per year after federal income tax ($12,974), state income tax ($5,273), and FICA ($7,348). That is $5,871 per month or $2,710 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Georgia is 26.6%, broken down as: federal income tax 13.5%, Georgia state tax 5.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Georgia has a 5.5% flat rate. On a Clinical and Counseling Psychologists's median salary of $96,060, the state income tax amounts to $5,273 per year, which is an effective state rate of 5.5%.
After all taxes, a Clinical and Counseling Psychologists in Georgia takes home approximately $5,871 per month, or about $33.88 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $96,060 for Clinical and Counseling Psychologists in Georgia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Georgia state income tax (5.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $70,463/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR