Disclosure: This page contains affiliate links marked with (Ad). If you click through and make a purchase, we may earn a commission at no extra cost to you. Learn more

Claims Adjusters, Examiners, and Investigators Salary in Massachusetts: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Claims Adjusters, Examiners, and Investigators salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$83,740
Median annual (2025)
-8.6%
Real Purchasing Power
$76,544
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Claims Adjusters, Examiners, and Investigators earning $83,740 in Massachusetts has the equivalent purchasing power of $76,544 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $58,650 $53,610 $-5,039
25th Percentile (P25) $72,690 $66,444 $-6,245
Median (P50) $83,740 $76,544 $-7,195
75th Percentile (P75) $103,520 $94,625 $-8,894
90th Percentile (P90) $123,260 $112,669 $-10,590
Key Insight

While $83,740 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $76,544. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Massachusetts Is a High-Cost State

RPP 109.4

Massachusetts's RPP of 109.4 puts it 9.4% above the national baseline cost of living. A Claims Adjusters, Examiners, and Investigators needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.6%

After applying Massachusetts's RPP, the $83,740 median salary translates to $76,545 in real terms — a 8.6% loss. That difference can cover several months of expenses over a year for a Claims Adjusters, Examiners, and Investigators.

Below-Median Adjusted Pay

#34 / 51

Massachusetts's rank of #34 of 51 states means real purchasing power for Claims Adjusters, Examiners, and Investigators trails the national half-way line.

Best States for Claims Adjusters, Examiners, and Investigators (After Cost of Living)

Where does Claims Adjusters, Examiners, and Investigators salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$91,009
RPP 105.0
2. Alabama
$90,785
RPP 87.8
$89,659
RPP 88.0
$88,316
RPP 87.3
$87,950
RPP 108.8
$86,749
RPP 116.6
7. Alaska
$85,950
RPP 102.0
8. Kansas
$85,877
RPP 90.0
$85,357
RPP 86.6
10. Tennessee
$84,978
RPP 91.8

Massachusetts ranks #34 out of 51 states for Claims Adjusters, Examiners, and Investigators after cost-of-living adjustment.

How much do you actually take home? See Claims Adjusters, Examiners, and Investigators take-home pay in Massachusetts after taxes →

Frequently Asked Questions

What is the real salary for a Claims Adjusters, Examiners, and Investigators in Massachusetts after cost of living?

A Claims Adjusters, Examiners, and Investigators in Massachusetts earns a median salary of $83,740 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $76,544 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Claims Adjusters, Examiners, and Investigators in Massachusetts: $83,740 x (100 / 109.4) = $76,544. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Claims Adjusters, Examiners, and Investigators's nominal salary of $83,740 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $76,544. However, Massachusetts may offer better career opportunities, networking, and industry access.

What To Do Next

Some links are affiliate links. See our disclosure.

Related Salary Pages

Get Monthly Salary Insights & Career Data

Free data-driven career updates — no spam, unsubscribe anytime.

Join career-minded Americans who use data to make smarter decisions. Privacy Policy