Last updated: 2025 BLS data · Page refreshed:
How much does a Claims Adjusters, Examiners, and Investigators actually take home in Maine?
Progressive (up to 7.1%) — 25.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Claims Adjusters, Examiners, and Investigators earning $78,590 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $78,590 | — |
| Federal Income Tax | -$9,130 | 11.6% |
| Maine State Income Tax | -$5,154 | 6.6% |
| Social Security (OASDI) | -$4,872 | 6.2% |
| Medicare | -$1,139 | 1.5% |
| Total Taxes | -$20,297 | 25.8% |
| Take-Home Pay | $58,292 | 74.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Claims Adjusters, Examiners, and Investigators in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $60,180 | -$13,679 | $46,500 | 22.7% |
| 25th Percentile (P25) | $62,180 | -$14,258 | $47,921 | 22.9% |
| Median (P50) | $78,590 | -$20,297 | $58,292 | 25.8% |
| 75th Percentile (P75) | $95,730 | -$26,604 | $69,125 | 27.8% |
| 90th Percentile (P90) | $104,490 | -$29,828 | $74,661 | 28.5% |
After federal income tax ($9,130), state tax ($5,154), and FICA ($6,012), a Claims Adjusters, Examiners, and Investigators in Maine takes home $58,292 per year — or $4,857 per month. The effective tax rate of 25.8% is moderate compared to the national range.
With an effective total rate of 25.8%, a Claims Adjusters, Examiners, and Investigators in Maine keeps $58,293 of $78,590 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Claims Adjusters, Examiners, and Investigators salary the state tax works out to $5,154 (6.6% effective) — on top of federal and FICA.
Federal tax on this Claims Adjusters, Examiners, and Investigators salary is $9,131 (45%), but combined state ($5,154, 25%) + FICA ($6,012, 30%) make up the other 55% of the bill.
Moving this same Claims Adjusters, Examiners, and Investigators salary to a zero-state-tax state would yield around $63,447 net — a gain of $5,154 (8.8%) per year versus Maine.
Maine ranks #28 of 51 states for Claims Adjusters, Examiners, and Investigators after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $58,293 net/year works out to $4,858/month or $2,242/bi-weekly for this Claims Adjusters, Examiners, and Investigators in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Claims Adjusters, Examiners, and Investigators keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #28 out of 51 states for Claims Adjusters, Examiners, and Investigators after-tax take-home pay.
A Claims Adjusters, Examiners, and Investigators in Maine earning a median salary of $78,590 will take home approximately $58,292 per year after federal income tax ($9,130), state income tax ($5,154), and FICA ($6,012). That is $4,857 per month or $2,242 per bi-weekly paycheck.
The effective total tax rate for a Claims Adjusters, Examiners, and Investigators in Maine is 25.8%, broken down as: federal income tax 11.6%, Maine state tax 6.6%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Claims Adjusters, Examiners, and Investigators's median salary of $78,590, the state income tax amounts to $5,154 per year, which is an effective state rate of 6.6%.
After all taxes, a Claims Adjusters, Examiners, and Investigators in Maine takes home approximately $4,857 per month, or about $28.03 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $78,590 for Claims Adjusters, Examiners, and Investigators in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $58,292/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR