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Claims Adjusters, Examiners, and Investigators Salary in Idaho: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Claims Adjusters, Examiners, and Investigators salary really buy you in Idaho?

Idaho is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$77,340
Median annual (2025)
+8.9%
Real Purchasing Power
$84,248
COL-adjusted (RPP=91.8)

Idaho Cost of Living Index

Idaho's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Claims Adjusters, Examiners, and Investigators earning $77,340 in Idaho has the equivalent purchasing power of $84,248 in an average-cost US state.

ID: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Idaho's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $49,940 $54,400 +$4,460
25th Percentile (P25) $59,150 $64,433 +$5,283
Median (P50) $77,340 $84,248 +$6,908
75th Percentile (P75) $102,400 $111,546 +$9,146
90th Percentile (P90) $117,100 $127,559 +$10,459
Key Insight

A Claims Adjusters, Examiners, and Investigators in Idaho earns $77,340 on paper, but low living costs mean your money goes 9% further — like earning $84,248 in an average-cost state. This makes Idaho one of the best value states for this occupation.

What the Cost-of-Living Data Says

Idaho Runs Well Below National Cost

RPP 91.8

Idaho's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Claims Adjusters, Examiners, and Investigators, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Idaho's RPP, the $77,340 median salary translates to $84,248 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Claims Adjusters, Examiners, and Investigators.

Above-Median Adjusted Pay

#14 / 51

Idaho sits at #14 of 51 states for Claims Adjusters, Examiners, and Investigators COL-adjusted salary — comfortably above the national midpoint.

Best States for Claims Adjusters, Examiners, and Investigators (After Cost of Living)

Where does Claims Adjusters, Examiners, and Investigators salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$91,009
RPP 105.0
2. Alabama
$90,785
RPP 87.8
$89,659
RPP 88.0
$88,316
RPP 87.3
$87,950
RPP 108.8
$86,749
RPP 116.6
7. Alaska
$85,950
RPP 102.0
8. Kansas
$85,877
RPP 90.0
$85,357
RPP 86.6
10. Tennessee
$84,978
RPP 91.8

Idaho ranks #14 out of 51 states for Claims Adjusters, Examiners, and Investigators after cost-of-living adjustment.

How much do you actually take home? See Claims Adjusters, Examiners, and Investigators take-home pay in Idaho after taxes →

Frequently Asked Questions

What is the real salary for a Claims Adjusters, Examiners, and Investigators in Idaho after cost of living?

A Claims Adjusters, Examiners, and Investigators in Idaho earns a median salary of $77,340 per year. After adjusting for Idaho's cost of living (RPP=91.8), the real purchasing power is $84,248 — a +8.9% difference.

Is Idaho expensive to live in?

Idaho's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Idaho is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Claims Adjusters, Examiners, and Investigators in Idaho: $77,340 x (100 / 91.8) = $84,248. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Claims Adjusters, Examiners, and Investigators in Idaho financially?

From a purchasing power perspective, yes. A Claims Adjusters, Examiners, and Investigators in Idaho enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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