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Child, Family, and School Social Workers Salary in Texas After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Child, Family, and School Social Workers actually take home in Texas?

No state income tax — 16.1% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$55,680
Median annual (2025)
-$8,957
Take-Home Pay
$46,722
After all taxes

Your Estimated Paycheck

Annual
$46,722
Monthly
$3,893
Bi-Weekly
$1,797
Hourly
$22.46

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Child, Family, and School Social Workers earns in Texas, here is how it is split between taxes and take-home pay.

Federal Income Tax (8.4%)
Texas: No State Income Tax
FICA (SS + Medicare) (7.7%)
Take-Home Pay (83.9%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Child, Family, and School Social Workers earning $55,680 in Texas (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $55,680
Federal Income Tax -$4,697 8.4%
Texas State Income Tax -$0 0.0%
Social Security (OASDI) -$3,452 6.2%
Medicare -$807 1.5%
Total Taxes -$8,957 16.1%
Take-Home Pay $46,722 83.9%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Child, Family, and School Social Workers in Texas.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $37,230 -$5,331 $31,898 14.3%
25th Percentile (P25) $46,330 -$7,119 $39,210 15.4%
Median (P50) $55,680 -$8,957 $46,722 16.1%
75th Percentile (P75) $63,870 -$10,778 $53,091 16.9%
90th Percentile (P90) $73,670 -$13,684 $59,985 18.6%
Key Insight

Texas has no state income tax, which means a Child, Family, and School Social Workers keeps $46,722 of their $55,680 salary — 83.9% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.

What the Numbers Say

Low Total Tax Burden for Child, Family, and School Social Workers in Texas

16.1% effective

A Child, Family, and School Social Workers in Texas faces an effective total tax rate of only 16.1%, keeping 83.9% of every gross dollar. That leaves $46,723 net out of $55,680 gross — a favorable outcome compared to states with combined rates above 30%.

Texas: No State Income Tax Advantage

0% state tax

Texas is one of the few states with zero state income tax for wage earners. For a Child, Family, and School Social Workers, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.

State + FICA Take a Meaningful Slice

State+FICA 48%

Federal tax on this Child, Family, and School Social Workers salary is $4,698 (52%), but combined state ($0, 0%) + FICA ($4,260, 48%) make up the other 48% of the bill.

Below-Median Take-Home in Texas

#29 / 51

Texas ranks #29 of 51 states for Child, Family, and School Social Workers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.

What the Paycheck Actually Looks Like

$3,894/mo

Translated into paycheck cadences, $46,723 net/year works out to $3,894/month or $1,797/bi-weekly for this Child, Family, and School Social Workers in Texas — the numbers that actually hit a checking account after every deduction.

Best States for Child, Family, and School Social Workers Take-Home Pay

Where does a Child, Family, and School Social Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

$60,555
18.7%
$59,821
24.2%
$59,089
22.5%
$58,323
23.7%
$58,114
18.2%
$57,543
23.9%
$55,249
24.9%
$54,692
21.7%
$53,190
17.6%
10. Vermont
$52,563
21.9%

Texas ranks #29 out of 51 states for Child, Family, and School Social Workers after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Child, Family, and School Social Workers in Texas?

A Child, Family, and School Social Workers in Texas earning a median salary of $55,680 will take home approximately $46,722 per year after federal income tax ($4,697), state income tax ($0), and FICA ($4,259). That is $3,893 per month or $1,797 per bi-weekly paycheck.

What is the effective tax rate for a Child, Family, and School Social Workers in Texas?

The effective total tax rate for a Child, Family, and School Social Workers in Texas is 16.1%, broken down as: federal income tax 8.4%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.

Does Texas have a state income tax?

No, Texas does not levy a state income tax on wages. This means a Child, Family, and School Social Workers in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 16.1%.

What is the monthly take-home pay for a Child, Family, and School Social Workers in Texas?

After all taxes, a Child, Family, and School Social Workers in Texas takes home approximately $3,893 per month, or about $22.46 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Child, Family, and School Social Workers take-home pay in Texas calculated?

We start with the 2025 BLS median salary of $55,680 for Child, Family, and School Social Workers in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $46,722/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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