Last updated: 2025 BLS data · Page refreshed:
How much does a Chemical Engineers actually take home in Massachusetts?
5.0% flat rate — 27.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Chemical Engineers earning $118,000 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $118,000 | — |
| Federal Income Tax | -$17,858 | 15.1% |
| Massachusetts State Income Tax | -$5,900 | 5.0% |
| Social Security (OASDI) | -$7,316 | 6.2% |
| Medicare | -$1,711 | 1.5% |
| Total Taxes | -$32,785 | 27.8% |
| Take-Home Pay | $85,214 | 72.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Chemical Engineers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $67,810 | -$15,337 | $52,472 | 22.6% |
| 25th Percentile (P25) | $85,170 | -$21,352 | $63,817 | 25.1% |
| Median (P50) | $118,000 | -$32,785 | $85,214 | 27.8% |
| 75th Percentile (P75) | $133,050 | -$38,301 | $94,748 | 28.8% |
| 90th Percentile (P90) | $172,170 | -$52,417 | $119,752 | 30.4% |
After federal income tax ($17,858), state tax ($5,900), and FICA ($9,027), a Chemical Engineers in Massachusetts takes home $85,214 per year — or $7,101 per month. The effective tax rate of 27.8% is moderate compared to the national range.
A Chemical Engineers in Massachusetts loses 27.8% of gross pay to taxes — higher than the ~25% national midpoint. Of the $118,000 gross, $85,214 lands in the paycheck after federal ($17,858), state ($5,900), and FICA ($9,027) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Chemical Engineers salary that contributes $5,900 to the 5.0% effective state-tax burden.
Federal tax on this Chemical Engineers salary is $17,858 (54%), but combined state ($5,900, 18%) + FICA ($9,027, 28%) make up the other 46% of the bill.
Moving this same Chemical Engineers salary to a zero-state-tax state would yield around $91,114 net — a gain of $5,900 (6.9%) per year versus Massachusetts.
Massachusetts ranks #21 of 41 states for Chemical Engineers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $85,214 net/year works out to $7,101/month or $3,277/bi-weekly for this Chemical Engineers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Chemical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #21 out of 41 states for Chemical Engineers after-tax take-home pay.
A Chemical Engineers in Massachusetts earning a median salary of $118,000 will take home approximately $85,214 per year after federal income tax ($17,858), state income tax ($5,900), and FICA ($9,027). That is $7,101 per month or $3,277 per bi-weekly paycheck.
The effective total tax rate for a Chemical Engineers in Massachusetts is 27.8%, broken down as: federal income tax 15.1%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Chemical Engineers's median salary of $118,000, the state income tax amounts to $5,900 per year, which is an effective state rate of 5.0%.
After all taxes, a Chemical Engineers in Massachusetts takes home approximately $7,101 per month, or about $40.97 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $118,000 for Chemical Engineers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $85,214/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR