Last updated: 2025 BLS data · Page refreshed:
How much does a Cement Masons and Concrete Finishers actually take home in Texas?
No state income tax — 15.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cement Masons and Concrete Finishers earning $47,500 in Texas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $47,500 | — |
| Federal Income Tax | -$3,716 | 7.8% |
| Texas State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$2,945 | 6.2% |
| Medicare | -$688 | 1.5% |
| Total Taxes | -$7,349 | 15.5% |
| Take-Home Pay | $40,150 | 84.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cement Masons and Concrete Finishers in Texas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,360 | -$5,160 | $31,199 | 14.2% |
| 25th Percentile (P25) | $40,620 | -$5,997 | $34,622 | 14.8% |
| Median (P50) | $47,500 | -$7,349 | $40,150 | 15.5% |
| 75th Percentile (P75) | $55,590 | -$8,939 | $46,650 | 16.1% |
| 90th Percentile (P90) | $60,770 | -$9,957 | $50,812 | 16.4% |
Texas has no state income tax, which means a Cement Masons and Concrete Finishers keeps $40,150 of their $47,500 salary — 84.5% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.
A Cement Masons and Concrete Finishers in Texas faces an effective total tax rate of only 15.5%, keeping 84.5% of every gross dollar. That leaves $40,150 net out of $47,500 gross — a favorable outcome compared to states with combined rates above 30%.
Texas is one of the few states with zero state income tax for wage earners. For a Cement Masons and Concrete Finishers, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.
Federal tax on this Cement Masons and Concrete Finishers salary is $3,716 (51%), but combined state ($0, 0%) + FICA ($3,634, 49%) make up the other 49% of the bill.
Texas sits near the bottom (#40 of 51) for Cement Masons and Concrete Finishers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $40,150 net/year works out to $3,346/month or $1,544/bi-weekly for this Cement Masons and Concrete Finishers in Texas — the numbers that actually hit a checking account after every deduction.
Where does a Cement Masons and Concrete Finishers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Texas ranks #40 out of 51 states for Cement Masons and Concrete Finishers after-tax take-home pay.
A Cement Masons and Concrete Finishers in Texas earning a median salary of $47,500 will take home approximately $40,150 per year after federal income tax ($3,716), state income tax ($0), and FICA ($3,633). That is $3,345 per month or $1,544 per bi-weekly paycheck.
The effective total tax rate for a Cement Masons and Concrete Finishers in Texas is 15.5%, broken down as: federal income tax 7.8%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
No, Texas does not levy a state income tax on wages. This means a Cement Masons and Concrete Finishers in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 15.5%.
After all taxes, a Cement Masons and Concrete Finishers in Texas takes home approximately $3,345 per month, or about $19.30 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $47,500 for Cement Masons and Concrete Finishers in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $40,150/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR