Last updated: 2025 BLS data · Page refreshed:
How much does a Cement Masons and Concrete Finishers actually take home in New Jersey?
Progressive (up to 10.8%) — 19.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cement Masons and Concrete Finishers earning $61,410 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $61,410 | — |
| Federal Income Tax | -$5,385 | 8.8% |
| New Jersey State Income Tax | -$1,900 | 3.1% |
| Social Security (OASDI) | -$3,807 | 6.2% |
| Medicare | -$890 | 1.5% |
| Total Taxes | -$11,983 | 19.5% |
| Take-Home Pay | $49,426 | 80.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cement Masons and Concrete Finishers in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,730 | -$7,784 | $36,945 | 17.4% |
| 25th Percentile (P25) | $54,830 | -$10,326 | $44,503 | 18.8% |
| Median (P50) | $61,410 | -$11,983 | $49,426 | 19.5% |
| 75th Percentile (P75) | $74,900 | -$16,694 | $58,205 | 22.3% |
| 90th Percentile (P90) | $105,920 | -$27,867 | $78,052 | 26.3% |
After federal income tax ($5,385), state tax ($1,900), and FICA ($4,697), a Cement Masons and Concrete Finishers in New Jersey takes home $49,426 per year — or $4,118 per month. The effective tax rate of 19.5% is relatively low compared to the national range.
A Cement Masons and Concrete Finishers in New Jersey faces an effective total tax rate of only 19.5%, keeping 80.5% of every gross dollar. That leaves $49,427 net out of $61,410 gross — a favorable outcome compared to states with combined rates above 30%.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Cement Masons and Concrete Finishers salary the state tax works out to $1,900 (3.1% effective) — on top of federal and FICA.
Federal tax on this Cement Masons and Concrete Finishers salary is $5,385 (45%), but combined state ($1,900, 16%) + FICA ($4,698, 39%) make up the other 55% of the bill.
A Cement Masons and Concrete Finishers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $51,327 — only $1,900 (3.8%) more than in New Jersey.
New Jersey ranks #15 of 51 states for Cement Masons and Concrete Finishers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $49,427 net/year works out to $4,119/month or $1,901/bi-weekly for this Cement Masons and Concrete Finishers in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Cement Masons and Concrete Finishers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #15 out of 51 states for Cement Masons and Concrete Finishers after-tax take-home pay.
A Cement Masons and Concrete Finishers in New Jersey earning a median salary of $61,410 will take home approximately $49,426 per year after federal income tax ($5,385), state income tax ($1,900), and FICA ($4,697). That is $4,118 per month or $1,901 per bi-weekly paycheck.
The effective total tax rate for a Cement Masons and Concrete Finishers in New Jersey is 19.5%, broken down as: federal income tax 8.8%, New Jersey state tax 3.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Cement Masons and Concrete Finishers's median salary of $61,410, the state income tax amounts to $1,900 per year, which is an effective state rate of 3.1%.
After all taxes, a Cement Masons and Concrete Finishers in New Jersey takes home approximately $4,118 per month, or about $23.76 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $61,410 for Cement Masons and Concrete Finishers in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,426/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR