Last updated: 2025 BLS data · Page refreshed:
How much does a Cement Masons and Concrete Finishers actually take home in Montana?
Progressive (up to 5.9%) — 21.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cement Masons and Concrete Finishers earning $61,620 in Montana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $61,620 | — |
| Federal Income Tax | -$5,410 | 8.8% |
| Montana State Income Tax | -$3,389 | 5.5% |
| Social Security (OASDI) | -$3,820 | 6.2% |
| Medicare | -$893 | 1.5% |
| Total Taxes | -$13,513 | 21.9% |
| Take-Home Pay | $48,106 | 78.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cement Masons and Concrete Finishers in Montana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,170 | -$10,077 | $38,092 | 20.9% |
| 25th Percentile (P25) | $54,220 | -$11,623 | $42,596 | 21.4% |
| Median (P50) | $61,620 | -$13,513 | $48,106 | 21.9% |
| 75th Percentile (P75) | $64,890 | -$14,663 | $50,226 | 22.6% |
| 90th Percentile (P90) | $76,950 | -$18,950 | $57,999 | 24.6% |
After federal income tax ($5,410), state tax ($3,389), and FICA ($4,713), a Cement Masons and Concrete Finishers in Montana takes home $48,106 per year — or $4,008 per month. The effective tax rate of 21.9% is relatively low compared to the national range.
With an effective total rate of 21.9%, a Cement Masons and Concrete Finishers in Montana keeps $48,106 of $61,620 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Montana uses a progressive state income tax, so brackets escalate as wages rise. For this Cement Masons and Concrete Finishers salary the state tax works out to $3,390 (5.5% effective) — on top of federal and FICA.
Federal tax on this Cement Masons and Concrete Finishers salary is $5,410 (40%), but combined state ($3,390, 25%) + FICA ($4,714, 35%) make up the other 60% of the bill.
Moving this same Cement Masons and Concrete Finishers salary to a zero-state-tax state would yield around $51,496 net — a gain of $3,390 (7.0%) per year versus Montana.
Montana ranks #20 of 51 states for Cement Masons and Concrete Finishers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $48,106 net/year works out to $4,009/month or $1,850/bi-weekly for this Cement Masons and Concrete Finishers in Montana — the numbers that actually hit a checking account after every deduction.
Where does a Cement Masons and Concrete Finishers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Montana ranks #20 out of 51 states for Cement Masons and Concrete Finishers after-tax take-home pay.
A Cement Masons and Concrete Finishers in Montana earning a median salary of $61,620 will take home approximately $48,106 per year after federal income tax ($5,410), state income tax ($3,389), and FICA ($4,713). That is $4,008 per month or $1,850 per bi-weekly paycheck.
The effective total tax rate for a Cement Masons and Concrete Finishers in Montana is 21.9%, broken down as: federal income tax 8.8%, Montana state tax 5.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Montana has a progressive (up to 5.9%). On a Cement Masons and Concrete Finishers's median salary of $61,620, the state income tax amounts to $3,389 per year, which is an effective state rate of 5.5%.
After all taxes, a Cement Masons and Concrete Finishers in Montana takes home approximately $4,008 per month, or about $23.13 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $61,620 for Cement Masons and Concrete Finishers in Montana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Montana state income tax (progressive (up to 5.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,106/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR