Last updated: 2025 BLS data · Page refreshed:
How much does a Cashiers actually take home in Iowa?
3.9% flat rate — 16.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cashiers earning $28,970 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $28,970 | — |
| Federal Income Tax | -$1,492 | 5.2% |
| Iowa State Income Tax | -$1,129 | 3.9% |
| Social Security (OASDI) | -$1,796 | 6.2% |
| Medicare | -$420 | 1.4% |
| Total Taxes | -$4,838 | 16.7% |
| Take-Home Pay | $24,131 | 83.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cashiers in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $22,930 | -$3,481 | $19,448 | 15.2% |
| 25th Percentile (P25) | $27,570 | -$4,508 | $23,061 | 16.4% |
| Median (P50) | $28,970 | -$4,838 | $24,131 | 16.7% |
| 75th Percentile (P75) | $34,750 | -$6,199 | $28,550 | 17.8% |
| 90th Percentile (P90) | $36,560 | -$6,625 | $29,934 | 18.1% |
After federal income tax ($1,492), state tax ($1,129), and FICA ($2,216), a Cashiers in Iowa takes home $24,131 per year — or $2,010 per month. The effective tax rate of 16.7% is relatively low compared to the national range.
A Cashiers in Iowa faces an effective total tax rate of only 16.7%, keeping 83.3% of every gross dollar. That leaves $24,132 net out of $28,970 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Cashiers salary that contributes $1,130 to the 3.9% effective state-tax burden.
Federal tax on this Cashiers salary is $1,492 (31%), but combined state ($1,130, 23%) + FICA ($2,216, 46%) make up the other 69% of the bill.
A Cashiers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $25,261 — only $1,130 (4.7%) more than in Iowa.
Iowa sits near the bottom (#40 of 51) for Cashiers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $24,132 net/year works out to $2,011/month or $928/bi-weekly for this Cashiers in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Cashiers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #40 out of 51 states for Cashiers after-tax take-home pay.
A Cashiers in Iowa earning a median salary of $28,970 will take home approximately $24,131 per year after federal income tax ($1,492), state income tax ($1,129), and FICA ($2,216). That is $2,010 per month or $928 per bi-weekly paycheck.
The effective total tax rate for a Cashiers in Iowa is 16.7%, broken down as: federal income tax 5.2%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Cashiers's median salary of $28,970, the state income tax amounts to $1,129 per year, which is an effective state rate of 3.9%.
After all taxes, a Cashiers in Iowa takes home approximately $2,010 per month, or about $11.60 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $28,970 for Cashiers in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $24,131/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR