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Carpenters Salary in Iowa After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Carpenters actually take home in Iowa?

3.9% flat rate — 20.1% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$57,710
Median annual (2025)
-$11,606
Take-Home Pay
$46,103
After all taxes

Your Estimated Paycheck

Annual
$46,103
Monthly
$3,841
Bi-Weekly
$1,773
Hourly
$22.17

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Carpenters earns in Iowa, here is how it is split between taxes and take-home pay.

Federal Income Tax (8.6%)
Iowa State Tax (3.9%)
FICA (SS + Medicare) (7.7%)
Take-Home Pay (79.8%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Carpenters earning $57,710 in Iowa (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $57,710
Federal Income Tax -$4,941 8.6%
Iowa State Income Tax -$2,250 3.9%
Social Security (OASDI) -$3,578 6.2%
Medicare -$836 1.5%
Total Taxes -$11,606 20.1%
Take-Home Pay $46,103 79.9%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Carpenters in Iowa.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $39,040 -$7,209 $31,830 18.5%
25th Percentile (P25) $47,640 -$9,235 $38,404 19.4%
Median (P50) $57,710 -$11,606 $46,103 20.1%
75th Percentile (P75) $65,910 -$13,953 $51,956 21.2%
90th Percentile (P90) $76,540 -$17,520 $59,019 22.9%
Key Insight

After federal income tax ($4,941), state tax ($2,250), and FICA ($4,414), a Carpenters in Iowa takes home $46,103 per year — or $3,841 per month. The effective tax rate of 20.1% is relatively low compared to the national range.

What the Numbers Say

Moderate Tax Load for Carpenters in Iowa

20.1% effective

With an effective total rate of 20.1%, a Carpenters in Iowa keeps $46,103 of $57,710 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.

Iowa's Flat-Rate State Income Tax

3.90% state

Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Carpenters salary that contributes $2,251 to the 3.9% effective state-tax burden.

State + FICA Take a Meaningful Slice

State+FICA 57%

Federal tax on this Carpenters salary is $4,941 (43%), but combined state ($2,251, 19%) + FICA ($4,415, 38%) make up the other 57% of the bill.

Modest Gap to Zero-Tax States

+$2,251/yr

A Carpenters earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $48,354 — only $2,251 (4.9%) more than in Iowa.

Below-Median Take-Home in Iowa

#31 / 51

Iowa ranks #31 of 51 states for Carpenters after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.

What the Paycheck Actually Looks Like

$3,842/mo

Translated into paycheck cadences, $46,103 net/year works out to $3,842/month or $1,773/bi-weekly for this Carpenters in Iowa — the numbers that actually hit a checking account after every deduction.

Best States for Carpenters Take-Home Pay

Where does a Carpenters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

1. Hawaii
$61,864
27.5%
$60,351
18.7%
3. Alaska
$60,119
18.6%
$59,825
24.3%
$57,855
23.8%
$57,302
23.8%
$55,230
23.6%
8. Nevada
$52,043
16.6%
$51,158
16.4%
$51,145
20.1%

Iowa ranks #31 out of 51 states for Carpenters after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Carpenters in Iowa?

A Carpenters in Iowa earning a median salary of $57,710 will take home approximately $46,103 per year after federal income tax ($4,941), state income tax ($2,250), and FICA ($4,414). That is $3,841 per month or $1,773 per bi-weekly paycheck.

What is the effective tax rate for a Carpenters in Iowa?

The effective total tax rate for a Carpenters in Iowa is 20.1%, broken down as: federal income tax 8.6%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.

How much state tax does a Carpenters pay in Iowa?

Iowa has a 3.9% flat rate. On a Carpenters's median salary of $57,710, the state income tax amounts to $2,250 per year, which is an effective state rate of 3.9%.

What is the monthly take-home pay for a Carpenters in Iowa?

After all taxes, a Carpenters in Iowa takes home approximately $3,841 per month, or about $22.17 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Carpenters take-home pay in Iowa calculated?

We start with the 2025 BLS median salary of $57,710 for Carpenters in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $46,103/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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