Last updated: 2025 BLS data · Page refreshed:
How much does a Bus Drivers, Transit and Intercity actually take home in Iowa?
3.9% flat rate — 19.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Bus Drivers, Transit and Intercity earning $45,890 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $45,890 | — |
| Federal Income Tax | -$3,522 | 7.7% |
| Iowa State Income Tax | -$1,789 | 3.9% |
| Social Security (OASDI) | -$2,845 | 6.2% |
| Medicare | -$665 | 1.5% |
| Total Taxes | -$8,823 | 19.2% |
| Take-Home Pay | $37,066 | 80.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Bus Drivers, Transit and Intercity in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $35,520 | -$6,380 | $29,139 | 18.0% |
| 25th Percentile (P25) | $36,720 | -$6,663 | $30,056 | 18.1% |
| Median (P50) | $45,890 | -$8,823 | $37,066 | 19.2% |
| 75th Percentile (P75) | $54,450 | -$10,838 | $43,611 | 19.9% |
| 90th Percentile (P90) | $60,730 | -$12,317 | $48,412 | 20.3% |
After federal income tax ($3,522), state tax ($1,789), and FICA ($3,510), a Bus Drivers, Transit and Intercity in Iowa takes home $37,066 per year — or $3,088 per month. The effective tax rate of 19.2% is relatively low compared to the national range.
A Bus Drivers, Transit and Intercity in Iowa faces an effective total tax rate of only 19.2%, keeping 80.8% of every gross dollar. That leaves $37,067 net out of $45,890 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Bus Drivers, Transit and Intercity salary that contributes $1,790 to the 3.9% effective state-tax burden.
Federal tax on this Bus Drivers, Transit and Intercity salary is $3,523 (40%), but combined state ($1,790, 20%) + FICA ($3,511, 40%) make up the other 60% of the bill.
A Bus Drivers, Transit and Intercity earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $38,857 — only $1,790 (4.8%) more than in Iowa.
Iowa sits near the bottom (#39 of 51) for Bus Drivers, Transit and Intercity after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $37,067 net/year works out to $3,089/month or $1,426/bi-weekly for this Bus Drivers, Transit and Intercity in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Bus Drivers, Transit and Intercity keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #39 out of 51 states for Bus Drivers, Transit and Intercity after-tax take-home pay.
A Bus Drivers, Transit and Intercity in Iowa earning a median salary of $45,890 will take home approximately $37,066 per year after federal income tax ($3,522), state income tax ($1,789), and FICA ($3,510). That is $3,088 per month or $1,425 per bi-weekly paycheck.
The effective total tax rate for a Bus Drivers, Transit and Intercity in Iowa is 19.2%, broken down as: federal income tax 7.7%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Bus Drivers, Transit and Intercity's median salary of $45,890, the state income tax amounts to $1,789 per year, which is an effective state rate of 3.9%.
After all taxes, a Bus Drivers, Transit and Intercity in Iowa takes home approximately $3,088 per month, or about $17.82 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $45,890 for Bus Drivers, Transit and Intercity in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $37,066/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR