Last updated: 2025 BLS data · Page refreshed:
How much does a Automotive Service Technicians and Mechanics actually take home in Kentucky?
4.0% flat rate — 19.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Automotive Service Technicians and Mechanics earning $44,890 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $44,890 | — |
| Federal Income Tax | -$3,402 | 7.6% |
| Kentucky State Income Tax | -$1,795 | 4.0% |
| Social Security (OASDI) | -$2,783 | 6.2% |
| Medicare | -$650 | 1.5% |
| Total Taxes | -$8,632 | 19.2% |
| Take-Home Pay | $36,257 | 80.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Automotive Service Technicians and Mechanics in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $30,210 | -$5,160 | $25,049 | 17.1% |
| 25th Percentile (P25) | $35,980 | -$6,525 | $29,454 | 18.1% |
| Median (P50) | $44,890 | -$8,632 | $36,257 | 19.2% |
| 75th Percentile (P75) | $59,990 | -$12,203 | $47,786 | 20.3% |
| 90th Percentile (P90) | $73,910 | -$16,711 | $57,198 | 22.6% |
After federal income tax ($3,402), state tax ($1,795), and FICA ($3,434), a Automotive Service Technicians and Mechanics in Kentucky takes home $36,257 per year — or $3,021 per month. The effective tax rate of 19.2% is relatively low compared to the national range.
A Automotive Service Technicians and Mechanics in Kentucky faces an effective total tax rate of only 19.2%, keeping 80.8% of every gross dollar. That leaves $36,258 net out of $44,890 gross — a favorable outcome compared to states with combined rates above 30%.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Automotive Service Technicians and Mechanics salary that contributes $1,796 to the 4.0% effective state-tax burden.
Federal tax on this Automotive Service Technicians and Mechanics salary is $3,403 (39%), but combined state ($1,796, 21%) + FICA ($3,434, 40%) make up the other 61% of the bill.
A Automotive Service Technicians and Mechanics earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $38,053 — only $1,796 (5.0%) more than in Kentucky.
Kentucky sits near the bottom (#48 of 51) for Automotive Service Technicians and Mechanics after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $36,258 net/year works out to $3,021/month or $1,395/bi-weekly for this Automotive Service Technicians and Mechanics in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Automotive Service Technicians and Mechanics keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #48 out of 51 states for Automotive Service Technicians and Mechanics after-tax take-home pay.
A Automotive Service Technicians and Mechanics in Kentucky earning a median salary of $44,890 will take home approximately $36,257 per year after federal income tax ($3,402), state income tax ($1,795), and FICA ($3,434). That is $3,021 per month or $1,394 per bi-weekly paycheck.
The effective total tax rate for a Automotive Service Technicians and Mechanics in Kentucky is 19.2%, broken down as: federal income tax 7.6%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Automotive Service Technicians and Mechanics's median salary of $44,890, the state income tax amounts to $1,795 per year, which is an effective state rate of 4.0%.
After all taxes, a Automotive Service Technicians and Mechanics in Kentucky takes home approximately $3,021 per month, or about $17.43 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $44,890 for Automotive Service Technicians and Mechanics in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $36,257/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR