Last updated: 2025 BLS data · Page refreshed:
How much does a Automotive and Watercraft Service Attendants actually take home in Massachusetts?
5.0% flat rate — 19.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Automotive and Watercraft Service Attendants earning $35,680 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $35,680 | — |
| Federal Income Tax | -$2,297 | 6.4% |
| Massachusetts State Income Tax | -$1,784 | 5.0% |
| Social Security (OASDI) | -$2,212 | 6.2% |
| Medicare | -$517 | 1.5% |
| Total Taxes | -$6,811 | 19.1% |
| Take-Home Pay | $28,868 | 80.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Automotive and Watercraft Service Attendants in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $32,780 | -$6,096 | $26,683 | 18.6% |
| 25th Percentile (P25) | $34,960 | -$6,633 | $28,326 | 19.0% |
| Median (P50) | $35,680 | -$6,811 | $28,868 | 19.1% |
| 75th Percentile (P75) | $42,990 | -$8,613 | $34,376 | 20.0% |
| 90th Percentile (P90) | $48,760 | -$10,035 | $38,724 | 20.6% |
After federal income tax ($2,297), state tax ($1,784), and FICA ($2,729), a Automotive and Watercraft Service Attendants in Massachusetts takes home $28,868 per year — or $2,405 per month. The effective tax rate of 19.1% is relatively low compared to the national range.
A Automotive and Watercraft Service Attendants in Massachusetts faces an effective total tax rate of only 19.1%, keeping 80.9% of every gross dollar. That leaves $28,869 net out of $35,680 gross — a favorable outcome compared to states with combined rates above 30%.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Automotive and Watercraft Service Attendants salary that contributes $1,784 to the 5.0% effective state-tax burden.
Federal tax on this Automotive and Watercraft Service Attendants salary is $2,298 (34%), but combined state ($1,784, 26%) + FICA ($2,730, 40%) make up the other 66% of the bill.
A Automotive and Watercraft Service Attendants earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $30,653 — only $1,784 (6.2%) more than in Massachusetts.
Massachusetts ranks #32 of 51 states for Automotive and Watercraft Service Attendants after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $28,869 net/year works out to $2,406/month or $1,110/bi-weekly for this Automotive and Watercraft Service Attendants in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Automotive and Watercraft Service Attendants keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #32 out of 51 states for Automotive and Watercraft Service Attendants after-tax take-home pay.
A Automotive and Watercraft Service Attendants in Massachusetts earning a median salary of $35,680 will take home approximately $28,868 per year after federal income tax ($2,297), state income tax ($1,784), and FICA ($2,729). That is $2,405 per month or $1,110 per bi-weekly paycheck.
The effective total tax rate for a Automotive and Watercraft Service Attendants in Massachusetts is 19.1%, broken down as: federal income tax 6.4%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Automotive and Watercraft Service Attendants's median salary of $35,680, the state income tax amounts to $1,784 per year, which is an effective state rate of 5.0%.
After all taxes, a Automotive and Watercraft Service Attendants in Massachusetts takes home approximately $2,405 per month, or about $13.88 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $35,680 for Automotive and Watercraft Service Attendants in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $28,868/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR