Last updated: 2025 BLS data · Page refreshed:
How much does a Automotive and Watercraft Service Attendants actually take home in Kentucky?
4.0% flat rate — 17.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Automotive and Watercraft Service Attendants earning $31,410 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $31,410 | — |
| Federal Income Tax | -$1,785 | 5.7% |
| Kentucky State Income Tax | -$1,256 | 4.0% |
| Social Security (OASDI) | -$1,947 | 6.2% |
| Medicare | -$455 | 1.5% |
| Total Taxes | -$5,444 | 17.3% |
| Take-Home Pay | $25,965 | 82.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Automotive and Watercraft Service Attendants in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $20,850 | -$3,054 | $17,795 | 14.6% |
| 25th Percentile (P25) | $28,230 | -$4,692 | $23,537 | 16.6% |
| Median (P50) | $31,410 | -$5,444 | $25,965 | 17.3% |
| 75th Percentile (P75) | $36,200 | -$6,577 | $29,622 | 18.2% |
| 90th Percentile (P90) | $38,200 | -$7,050 | $31,149 | 18.5% |
After federal income tax ($1,785), state tax ($1,256), and FICA ($2,402), a Automotive and Watercraft Service Attendants in Kentucky takes home $25,965 per year — or $2,163 per month. The effective tax rate of 17.3% is relatively low compared to the national range.
A Automotive and Watercraft Service Attendants in Kentucky faces an effective total tax rate of only 17.3%, keeping 82.7% of every gross dollar. That leaves $25,966 net out of $31,410 gross — a favorable outcome compared to states with combined rates above 30%.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Automotive and Watercraft Service Attendants salary that contributes $1,256 to the 4.0% effective state-tax burden.
Federal tax on this Automotive and Watercraft Service Attendants salary is $1,785 (33%), but combined state ($1,256, 23%) + FICA ($2,403, 44%) make up the other 67% of the bill.
A Automotive and Watercraft Service Attendants earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $27,222 — only $1,256 (4.8%) more than in Kentucky.
Kentucky sits near the bottom (#42 of 51) for Automotive and Watercraft Service Attendants after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $25,966 net/year works out to $2,164/month or $999/bi-weekly for this Automotive and Watercraft Service Attendants in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Automotive and Watercraft Service Attendants keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #42 out of 51 states for Automotive and Watercraft Service Attendants after-tax take-home pay.
A Automotive and Watercraft Service Attendants in Kentucky earning a median salary of $31,410 will take home approximately $25,965 per year after federal income tax ($1,785), state income tax ($1,256), and FICA ($2,402). That is $2,163 per month or $998 per bi-weekly paycheck.
The effective total tax rate for a Automotive and Watercraft Service Attendants in Kentucky is 17.3%, broken down as: federal income tax 5.7%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Automotive and Watercraft Service Attendants's median salary of $31,410, the state income tax amounts to $1,256 per year, which is an effective state rate of 4.0%.
After all taxes, a Automotive and Watercraft Service Attendants in Kentucky takes home approximately $2,163 per month, or about $12.48 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $31,410 for Automotive and Watercraft Service Attendants in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $25,965/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR