Last updated: 2025 BLS data · Page refreshed:
How much does a Actuaries actually take home in Maine?
Progressive (up to 7.1%) — 29.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Actuaries earning $119,620 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $119,620 | — |
| Federal Income Tax | -$18,247 | 15.3% |
| Maine State Income Tax | -$8,087 | 6.8% |
| Social Security (OASDI) | -$7,416 | 6.2% |
| Medicare | -$1,734 | 1.5% |
| Total Taxes | -$35,486 | 29.7% |
| Take-Home Pay | $84,133 | 70.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Actuaries in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $85,200 | -$22,729 | $62,470 | 26.7% |
| 25th Percentile (P25) | $104,490 | -$29,828 | $74,661 | 28.5% |
| Median (P50) | $119,620 | -$35,486 | $84,133 | 29.7% |
| 75th Percentile (P75) | $138,220 | -$42,702 | $95,517 | 30.9% |
| 90th Percentile (P90) | $166,220 | -$53,566 | $112,653 | 32.2% |
After federal income tax ($18,247), state tax ($8,087), and FICA ($9,150), a Actuaries in Maine takes home $84,133 per year — or $7,011 per month. The effective tax rate of 29.7% is moderate compared to the national range.
A Actuaries in Maine loses 29.7% of gross pay to taxes — higher than the ~25% national midpoint. Of the $119,620 gross, $84,134 lands in the paycheck after federal ($18,247), state ($8,088), and FICA ($9,151) withholding.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Actuaries salary the state tax works out to $8,088 (6.8% effective) — on top of federal and FICA.
Federal tax on this Actuaries salary is $18,247 (51%), but combined state ($8,088, 23%) + FICA ($9,151, 26%) make up the other 49% of the bill.
The state-tax gap is substantial: a Actuaries earning this gross in a no-income-tax state would net about $92,222 — an extra $8,088 (9.6%) annually compared with Maine.
Maine ranks #26 of 36 states for Actuaries after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $84,134 net/year works out to $7,011/month or $3,236/bi-weekly for this Actuaries in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Actuaries keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #26 out of 36 states for Actuaries after-tax take-home pay.
A Actuaries in Maine earning a median salary of $119,620 will take home approximately $84,133 per year after federal income tax ($18,247), state income tax ($8,087), and FICA ($9,150). That is $7,011 per month or $3,235 per bi-weekly paycheck.
The effective total tax rate for a Actuaries in Maine is 29.7%, broken down as: federal income tax 15.3%, Maine state tax 6.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Actuaries's median salary of $119,620, the state income tax amounts to $8,087 per year, which is an effective state rate of 6.8%.
After all taxes, a Actuaries in Maine takes home approximately $7,011 per month, or about $40.45 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $119,620 for Actuaries in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $84,133/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR