How much does a Medical Records Specialists actually take home in Maryland?
Progressive (up to 5.8%) — 21.0% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Medical Records Specialists earning $59,990 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $59,990 | — |
| Federal Income Tax | -$5,214 | 8.7% |
| Maryland State Income Tax | -$2,797 | 4.7% |
| Social Security (OASDI) | -$3,719 | 6.2% |
| Medicare | -$869 | 1.5% |
| Total Taxes | -$12,601 | 21.0% |
| Take-Home Pay | $47,388 | 79.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,750 | -$7,418 | $31,331 | 19.1% |
| 25th Percentile (P25) | $46,240 | -$9,246 | $36,993 | 20.0% |
| Median (P50) | $59,990 | -$12,601 | $47,388 | 21.0% |
| 75th Percentile (P75) | $79,170 | -$19,022 | $60,147 | 24.0% |
| 90th Percentile (P90) | $90,840 | -$23,037 | $67,802 | 25.4% |
After federal income tax ($5,214), state tax ($2,797), and FICA ($4,589), a Medical Records Specialists in Maryland takes home $47,388 per year — or $3,949 per month. The effective tax rate of 21.0% is relatively low compared to the national range.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #4 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Maryland earning a median salary of $59,990 will take home approximately $47,388 per year after federal income tax ($5,214), state income tax ($2,797), and FICA ($4,589). That is $3,949 per month or $1,822 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Maryland is 21.0%, broken down as: federal income tax 8.7%, Maryland state tax 4.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Medical Records Specialists's median salary of $59,990, the state income tax amounts to $2,797 per year, which is an effective state rate of 4.7%.
After all taxes, a Medical Records Specialists in Maryland takes home approximately $3,949 per month, or about $22.78 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $59,990 for Medical Records Specialists in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,388/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR