How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Vermont?
Progressive (up to 8.8%) — 20.2% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
Some links are affiliate links. See our disclosure.
Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $56,820 in Vermont (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $56,820 | — |
| Federal Income Tax | -$4,834 | 8.5% |
| Vermont State Income Tax | -$2,274 | 4.0% |
| Social Security (OASDI) | -$3,522 | 6.2% |
| Medicare | -$823 | 1.4% |
| Total Taxes | -$11,455 | 20.2% |
| Take-Home Pay | $45,364 | 79.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,870 | -$6,956 | $31,913 | 17.9% |
| 25th Percentile (P25) | $47,320 | -$8,962 | $38,358 | 18.9% |
| Median (P50) | $56,820 | -$11,455 | $45,364 | 20.2% |
| 75th Percentile (P75) | $63,500 | -$13,384 | $50,115 | 21.1% |
| 90th Percentile (P90) | $75,760 | -$17,828 | $57,931 | 23.5% |
After federal income tax ($4,834), state tax ($2,274), and FICA ($4,346), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont takes home $45,364 per year — or $3,780 per month. The effective tax rate of 20.2% is relatively low compared to the national range.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Vermont ranks #28 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont earning a median salary of $56,820 will take home approximately $45,364 per year after federal income tax ($4,834), state income tax ($2,274), and FICA ($4,346). That is $3,780 per month or $1,744 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont is 20.2%, broken down as: federal income tax 8.5%, Vermont state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Vermont has a progressive (up to 8.8%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $56,820, the state income tax amounts to $2,274 per year, which is an effective state rate of 4.0%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont takes home approximately $3,780 per month, or about $21.81 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $56,820 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Vermont state income tax (progressive (up to 8.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $45,364/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR