How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Mississippi?
Progressive (up to 4.7%) — 19.0% effective total tax rateData: BLS OEWS 2024 + IRS/State Tax Brackets 2024 • Updated 2026-04-02
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Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $45,950 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $45,950 | — |
| Federal Income Tax | -$3,530 | 7.7% |
| Mississippi State Income Tax | -$1,689 | 3.7% |
| Social Security (OASDI) | -$2,848 | 6.2% |
| Medicare | -$666 | 1.4% |
| Total Taxes | -$8,734 | 19.0% |
| Take-Home Pay | $37,215 | 81.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,320 | -$5,172 | $26,147 | 16.5% |
| 25th Percentile (P25) | $37,320 | -$6,633 | $30,686 | 17.8% |
| Median (P50) | $45,950 | -$8,734 | $37,215 | 19.0% |
| 75th Percentile (P75) | $56,450 | -$11,291 | $45,158 | 20.0% |
| 90th Percentile (P90) | $65,730 | -$13,949 | $51,780 | 21.2% |
After federal income tax ($3,530), state tax ($1,689), and FICA ($3,515), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi takes home $37,215 per year — or $3,101 per month. The effective tax rate of 19.0% is relatively low compared to the national range.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #50 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi earning a median salary of $45,950 will take home approximately $37,215 per year after federal income tax ($3,530), state income tax ($1,689), and FICA ($3,515). That is $3,101 per month or $1,431 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi is 19.0%, broken down as: federal income tax 7.7%, Mississippi state tax 3.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $45,950, the state income tax amounts to $1,689 per year, which is an effective state rate of 3.7%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi takes home approximately $3,101 per month, or about $17.89 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2024 BLS median salary of $45,950 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $37,215/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR